What bank cards do microfinance support?

What bank cards does QQ micro-loan support? Can I return my credit card?

Do you know that mobile qq can also borrow money? Do you know that the micro-loans promoted by Tencent and Weizhong Bank are online? If you can borrow money, where is the loan? What bank cards does QQ micro-loan support? Can I repay my credit card with a small loan? Can I work around the capital? What should I do? How much is the interest? Can you row a boat like this?

1.What bank cards does QQ micro-loan support?

Some users can find the micro-loan icon in QQ wallet, which proves that you have become the first customer. The product screened out the first batch of users who met the experience through the smart white list, and asked the user's Tenpay to bind the bank card. This product is mainly used for internal testing. When borrowing small loans, you can only choose your own bank card bound by Tenpay to collect money. At the same time, the loan funds will only be transferred to your designated debit card account. Please take good care of your bank card, card password and Tenpay payment password.

Support the use of debit cards from Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Guangfa Bank, Ping An Bank, China Merchants Bank, Industrial Bank, Shanghai Pudong Development Bank, Shanghai Bank, Dongguan Bank and Postal Savings Bank.

2. Can I repay my credit card with a small loan?

QQ micro-loan is originally a micro-credit product and a credit loan of a virtual bank. Only debit cards of the above banks are supported, and credit cards are not supported. It is not bound to a credit card, nor can it be directly bound to a credit card. However, if you want to repay your credit card with a small credit loan, you may also achieve the purpose of raising your card with a card. However, micro-credit loans are interest-bearing loans, unlike credit cards, which are even less cost-effective. So, this way.

What bank cards can be used to lend small loans?

Bank cards that support microfinance include China Bank, Bank of Communications, Industrial Bank, China CITIC Bank and Agricultural Bank. Microfinance is a microfinance product launched by Weizhong Bank. Since the launch of 20 15, the number of users has increased year by year, and the scope of opening is also expanding. "Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the user invitation system. At present, invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and the "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

: steps to borrow money

1, open the mobile QQ, click the personal avatar, and then click "QQ Wallet";

2. Find the column of "Fund ~ Financial Management", you can see "Microfinance", click to enter, and then follow the prompts to open microfinance;

3. After the microfinance is successfully opened, the system will give the loan amount, and then click "Loan";

4. Select the loan amount, term and receiving bank card, and finally enter the payment password to borrow money.

2)。 Wechat loan:

1, open WeChat (take Huawei GRA-CL 10, version number: GRA-CL 10C92B366, system version number: EMUI system 4.0. 1 as an example), and click "I pay-borrow small loans";

2. Obtain the amount of small loans according to the page prompts. Then click "borrow money";

3. Select the loan amount, time and receiving bank card, and finally click "Confirm Loan".

If there is no WeChat payment and Q wallet entrance, it means that it is not an invited user of microfinance for the time being. You can wait patiently first.

Precautions for borrowing money:

Micro-loans adopt the official invitation system, and only invited users can open them, and the borrowed money can only be used after successful credit granting.

The opening of small loans is free and there is no production cost. At present, there is no application.

Fourth, WeChat micro-loans can be cashed out with small change.

Money from micro-loans can be withdrawn. As long as there is a quota, you can borrow it freely within the quota. If you are a new user of microfinance, your loan interest rate should be 0.05% per day. Then, if the micro-loan application is successful, the money will be directly transferred to your bank card, and you can take it out or transfer it to other places for use.

What bank cards do microfinance support?

Small loans support China Bank, Industrial Bank, China CITIC Bank, Minsheng Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications, Shanghai Bank, Jiangsu Bank, Chongqing Rural Commercial Bank, Huarong Xiangjiang Bank, Chouzhou Bank, Chongqing Bank, Guangzhou Bank, Guangdong Huaxing Bank, Changsha Bank, bank of luoyang, Harbin Bank, Guilin Bank, Taian Bank, Jiangxi Bank, Kunshan Rural Commercial Bank, Shangrao Bank and Ningxia. Bank cards of Jiaxing Bank, Jining Bank, Shenzhen Rural Commercial Bank, Jiangsu Changjiang Commercial Bank, Laishang Bank, Suining Bank, Jiujiang Bank, Bank of East Asia, Baoshang Bank, Shang Qi Bank, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, China Everbright Bank, Bank of Beijing, China Construction Bank, Postal Savings Bank and China Merchants Bank.

Different from 20 18, Minsheng Bank, Bank of East Asia, China Merchants Bank and Baoshang Bank do not support the use for the time being, and will gradually close the active repayment channel. Everyone should change their bank cards in time.

Operating environment: iphone1114.7 wechat: 8.0. 16.

How to bind bank cards to small loans

Whether applying for micro-loan, repayment or automatic repayment, you need to bind the bank card. First check whether your card supports micro-lending, and then bind or unbind the bank card. Binding method: login to WeChat-wallet-bank card-add bank card-enter bank card number-SMS verification code-confirm that the binding is successful.

202 1 bank card suspension notice

1. From 65438+1October 10, micro-loans no longer support Dongguan bank card loans, and at the same time, from 65438+1October 17, repayment can no longer be made with Dongguan bank cards.

2. From August 3rd1,the use of Huaxia Bank Card will not be supported by micro-loans. Please pay attention to it. Huaxia bank card can no longer handle loans and repayments.

The above bank cards should be untied in time, otherwise the micro-loan application will not receive repayment, which will lead to the failure of automatic repayment and be known in time.

How to change the bank card

Log in to WeChat APP- click Me-Payment-Wallet-Bank Card, you can select a bank card, click the three points in the upper right corner, enter the payment password to unbind, then click Add Bank Card, enter the bank card information and verify the mobile phone number, and you can bind a new bank card.

Is it OK to micro-loan postal savings card?

Of course.

Bank cards that support small loan repayment include ICBC, China CITIC Bank, ICBC, Agricultural Bank, Bank of Communications, Shanghai Bank, Jiangsu Bank, Chongqing Rural Commercial Bank, Huarong Xiangjiang Bank, Chuzhou Bank, Chongqing Bank, Guangzhou Bank, bank of luoyang, Harbin Bank, Guilin Bank, Jiangxi Bank, Kunshan Rural Commercial Bank, Ningxia Bank, Jining Bank, Shenzhen Rural Commercial Bank, Jiangsu Changjiang Commercial Bank and Ping An. Shanghai Pudong Development Bank, Guangfa Bank, China Everbright Bank, Beijing Construction Bank, Postal Savings Bank, Jiaxing Bank, Laishang Bank, Quanzhou Bank, Suining Bank, China Merchants Bank, Jiujiang Bank, Guangdong Rural Credit Bank, Sichuan Rural Credit Bank Dongguan Rural Commercial Bank, Tianjin Binhai Rural Commercial Bank, Zhangjiakou Bank, Jincheng Bank, Minsheng Bank, banks supported by WeChat, Postal Savings Bank, Jiaxing Bank, Laishang Bank, Quanzhou. China Merchants Bank, Jiujiang Bank, Guangdong Rural Credit Bank, Sichuan Rural Credit Dongguan Rural Commercial Bank, Tianjin binhai rural commercial bank, Zhangjiakou Bank and so on.

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1. Company Profile Micro-loan is a pure online micro-loan circulating consumer loan product launched by the first Internet bank in China, which is aimed at WeChat users and mobile phone users. It was launched on the mobile side in May of 20 15, and on the WeChat side in September of 20 15. "Microfinance" adopts the official invitation system. Invited users can see the entrance of "micro-loan" in the mobile phone "wallet" and WeChat "WeChat Pay", and can get a loan amount of up to 200,000 yuan. The credit line of "micro-loan" to users ranges from 6,543,800 yuan to 200,000 yuan, depending on the individual's comprehensive situation. The single loan amount is between 6,543,800+0,000-40,000 yuan. The daily interest rate is 0.02%-0.05%, 10000 yuan, and the daily interest is 2-5 yuan. 18 years old can apply for a card.

2. Microfinance mainly relies on social data accumulated by Tencent for many years and personal credit data of the central bank. In addition to personal credit reporting, social data is also a very important part of our scoring system. Whether on WeChat or mobile phone Q, "micro-loan" will fully refer to the user data in the entire Tencent system products when granting credit, with the focus on the social data of the two platforms. However, in different channels, the evaluation criteria of the amount will be focused. For example, when setting a credit line for users, the "small loan" in Q's hand refers to the activities in Q's hand; WeChat's "micro-loan" will refer more to its WeChat activities.