What are the common fraud traps?

What are the common fraud traps? With the development of society and the continuous progress of information technology, some telecommunication network fraud gangs are also waiting for an opportunity to ambush, among which SMS fraud is a more common one. The following details the common fraud traps.

What are the common fraud traps? 1 What are the precautions for fraud?

1. What are the fraud methods?

1, claiming to recruit, and then demanding to pay training fees, deposits, medical examination fees and so on in various names.

2, claim to post, and then let your mobile phone enter various verification codes until the mobile phone stops owing money.

3, claim to start a business, let you invest as much as possible, then return as much as possible, and finally run away with money.

4. Call yourself for a part-time job, send you virus files, infect chat tools, and then send loan information or advertisements to friends.

Second, how to prevent fraud?

1, not greedy for petty advantages, many scammers are aiming at your idea of greedy for petty advantages, afraid of trouble and wanting to make big money as soon as possible as the starting point of fraud.

2. Be alert and don't be credulous. Carefully verify the identity of the other party, don't believe it easily, and verify the information provided by the other party.

3, when things happen, you can't blindly impulse by feeling, sometimes rationality is necessary. Reason won't make you lose your basic judgment.

What are the common fraud traps 2 online shopping traps:

1. Low price temptation

The price of goods sold by online trading scammers is often more than half lower than the market price, and they cheat buyers' trust on the grounds of "customs confiscates smuggling and friends give gifts".

2. Rich prizes

Some illegal websites use huge bonuses or prizes to lure consumers to browse the web and buy the goods they sell. Others exchange gifts or points for prizes to attract consumers. There are several ways to save points, such as registering websites, browsing websites and developing other buyers. No matter what way, the prize is still to be bought.

3. False advertising

The product descriptions provided by some websites are exaggerated and even suspected of false propaganda. After clicking in, the purchased goods are inconsistent with the pictures seen on the Internet. What's more, some online stores closed their websites after defrauding money, and then opened new online stores to repeat the same mistakes.

Formatting the contract makes it easier to buy goods than to return them.

Some websites use format clauses in their purchase contracts, and they do not assume the responsibility of "three guarantees" for the goods they sell, nor do they have instructions for returning goods. Consumers can't get the corresponding warranty if they have quality problems after purchasing the products, and it's too late to exchange or repair them.

What should buyers pay attention to in online shopping:

1. See the seller's character and reputation.

Buyers who often shop on it should try to choose sellers with good reputation. What needs to be emphasized here is that we should not only pay attention to the number of diamonds and crowns owned by the seller, but also pay attention to the quality of the evaluation to see if the seller has a bad review. What is the reason for this? This information can be found in the store evaluation. After defining the credit evaluation, we should also look at the specific content of the store credit evaluation, the seller's character and the quality of after-sales service.

The seller's credit evaluation system is the basis of judging a seller's reputation, and it must be studied before buying goods. Taobao's credit evaluation consists of three parts: praise, middle evaluation and bad evaluation. Number of positive comments-number of negative comments = credit score. (Total evaluation amount-bad evaluation amount)/Total evaluation amount = favorable rate. You can use the "four-step method" to study the seller's credit evaluation:

Step 1: Look at the first evaluation. The first evaluation that the seller gets refers to the first evaluation that the seller gets from the buyer. From the first evaluation given by the buyer, we can see when the seller started selling things on Taobao. Senior sellers who have opened stores for a long time will undoubtedly get extra points.

Step 2: Look at the evaluation score. The number of evaluation scores can basically reflect the seller's transaction frequency, and a seller with high credit evaluation scores also needs extra points. But it must be noted that if you only look at the seller's credit score, then you are not far from being cheated. In Taobao's credit evaluation system, you can get praise through improper means, such as "brushing reputation" through improper means, thus improving the seller's credit evaluation score.

Step 3: Look at the favorable rate. The credit score may be full of water, but the favorable rate can accurately reflect the seller's reputation. Generally speaking, it is rare for Taobao to maintain a 99% favorable rate after the favorable rate exceeds 100.

Step 4: Look at comments and bad reviews. Even if the seller forges good reviews in various improper ways, it is much less likely that he will forge bad reviews. The key to studying a seller's word of mouth is to look at the quantity and content of good reviews and bad reviews. At the same time, we should carefully study the contents of the middle evaluation and bad evaluation, and we can see the quality of the seller's goods and services from the middle evaluation and bad evaluation and the seller's explanation.

2. See commodity prices clearly

If you find the price of goods on the shopping website. When the gap with the market price is too large or unreasonable, we should be careful to verify it, not to buy it rashly, and adhere to the principle of "one penny for one thing". Unless the product is participating in a special sales activity (such as "weekend shopaholic") or many sellers sell the product at a lower price, it can be considered.

If there are only a few sellers whose prices are surprisingly low, you should be especially careful. After understanding the exchange principle of electronic stores and the total amount of fees paid (including prepaid freight and taxes, etc.). ), you can decide whether to buy it or not.

3. stick to your purchasing principle

Don't be confused by overwhelming advertisements before buying products, don't believe the seller's almost perfect description of products, and don't believe in giving away points and activities that need to be registered before trading. "The wool is on the sheep", and the accumulation point is the practice of fishing for big fish in a long line. And many gifts are outdated and inferior products. When trading, the order with the transaction content and confirmation number should be printed out or stored in the computer, and the relevant records of the transaction should be properly kept, and if necessary, screenshots should be taken to save evidence.

4. Use electronic signatures to ensure transactions.

Confirm the authentication of online electronic transaction service providers, including business license, business license, organization code certificate, etc., to identify whether the electronic transaction service providers are legal.

Tip: Electronic signature is not a digital image of handwritten signature, but actually an electronic code. With it, the recipient can easily verify the identity and signature of the sender on the Internet. It can also verify whether the original text of the file has changed during transmission.

At present, electronic signature can be realized by various technical means. After confirming the exact identity of the signer, electronic signature allows people to sign electronic records in many different ways. Electronic signature has the same legal effect as traditional handwritten signature and seal, which is equivalent to online "identity card".