Excuse me, are there any SMS and transfer records that can be used as evidence of borrowing money?

There are short messages and transfer records of loans, which can be used as evidence of loans. You can sue the borrower. As long as the conditions are met, the court can accept it.

Article 119th of the Civil Procedure Law stipulates that public prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.