What is Hangzhou citizen insurance?

Hangzhou citizen insurance is a supplementary medical insurance product specially designed for the basic medical insurance participants in Hangzhou, but some friends in Hangzhou still don't know what Hangzhou citizen insurance is, so let's learn about the product details of Hangzhou citizen insurance!

What is Hangzhou citizen insurance?

Hangzhou citizen insurance is a supplementary medical insurance product underwritten by Zhejiang Branch of Ping An Health Insurance Co., Ltd., operated by Hangzhou Jintou Insurance Brokerage Co., Ltd. and provided with technical support by Shanghai Maxim Health Technology Co., Ltd., which is closely linked with the basic medical insurance coverage. During the insurance period, it mainly covers the part that should be paid by the individual after the insured is hospitalized in the designated medical insurance hospital in Hangzhou and reimbursed by social medical insurance, and also provides a certain high drug fee.

Hangzhou citizens are insured regardless of age, occupation and health status. Anyone who participates in the basic medical insurance in Hangzhou can participate. The basic medical insurance includes the basic medical insurance for employees of provincial units in Zhejiang Province and the basic medical insurance in Hangzhou (including employee medical insurance and resident medical insurance). However, it should be noted that although not limited to health status, you have an agreed past disease before insurance, and the hospitalization medical expenses and some high drug expenses caused by this disease or its complications will not be paid.

1 Hospitalization medical expenses past illness agreement

① Tumor type: malignant tumor (including leukemia and lymphoma);

② Liver and kidney diseases: renal insufficiency, liver cirrhosis and liver insufficiency;

③ Cardiovascular and cerebrovascular diseases and glucose and lipid metabolism diseases: ischemic heart disease (including coronary heart disease and myocardial infarction), chronic cardiac insufficiency (cardiac function grade III and above), cerebrovascular diseases (cerebral infarction and cerebral hemorrhage), hypertension (phase III) and diabetes with complications;

④ Lung diseases: chronic obstructive pulmonary disease and chronic respiratory failure;

Others: systemic lupus erythematosus, paralysis, aplastic anemia, ulcerative colitis.

2. Previous disease agreements with specific high drug costs.

① Tumor type: malignant tumor (including leukemia and lymphoma);

② Rare diseases and others: Crohn's disease, multiple sclerosis and pulmonary hypertension.

The above is the answer to what Hangzhou citizen insurance is, and I hope it will help you.