I didn't borrow Su Yihua, but I actually received a reminder message and threatened to wait at home.

If you don't apply for a loan on the personal microfinance software and receive a text message, it may be a routine of fraud. I suggest you be vigilant, don't transfer money to any unknown person and call the police in time. If the public security organ refuses to accept the case, or fails to settle the case within the time limit, the victim may report the situation to the procuratorate or file a criminal private prosecution with the people's court.

Legal analysis

As long as there is fraud, you can report it to the public security organ in time. As long as there is illegal and criminal fraud, the amount can be reported to the police, and as long as there is fraud, the public security organ can file a case.

Fraud is an illegal and criminal act. According to the relevant provisions of the Criminal Law of People's Republic of China (PRC), anyone who cheats others for the purpose of possessing other people's property may be suspected of fraud and will be punished. If a natural person is defrauded by others, he shall lock up the evidence and report the case in time from the day he knows or should know. The law has no clear limit on the time limit for calling the police after being defrauded, and there is no minimum amount of fraud.

According to Article 1 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Law in the Trial of Fraud Cases, if the amount of fraud reaches more than 2,000 yuan, that is, the amount is relatively large, criminal proceedings can be initiated, reaching the final standard of fraud, and penalties will be imposed.

legal ground

Article 87 of the Criminal Law of People's Republic of China (PRC) shall not be prosecuted beyond the following time limit: (1) If the statutory maximum penalty is less than five years of fixed-term imprisonment, after five years; (2) Ten years if the statutory maximum penalty is fixed-term imprisonment of not less than five years but not more than ten years; (3) Fifteen years if the statutory maximum penalty is fixed-term imprisonment of not less than ten years; (4) Twenty years have passed if the maximum legal punishment is life imprisonment or death penalty. 20 years later, if it is deemed necessary to prosecute, it shall be submitted to the Supreme People's Procuratorate for approval.

Article 266 of the Criminal Law of People's Republic of China (PRC) stipulates that whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.