Shanghai Pudong Development Bank has a dream loan. I want to borrow 30 thousand and pay it back in 36 installments. How much is it per month?

1. Shanghai Pudong Development Bank has a dream loan. I want to borrow 30 thousand and pay it back in 36 installments. How much is it per month?

Matching principal and interest method: loan principal: 30,000 yuan, assuming annual interest rate: 4.750%, loan life: 3 years, monthly repayment of principal and interest: 895.76 yuan, total repayment: 32,247.36 yuan, and * * repayable interest: 2,247.36 yuan. The interest paid in 1 month is:118.75; The first 1 month principal repayment is: 777.438+0; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)

Second, dream loans are loans in supermarkets.

Not from the loan supermarket. Dream loan is an online platform invested by Shanghai Dingzhu Information Technology Co., Ltd. to provide credit loans for young intellectuals with dreams. Dream loan is a brand-new cash installment product launched by Shanghai Pudong Development Bank credit card to meet consumers' livelihood consumption needs.

Shanghai Pudong Development Bank has a dream loan. I want to borrow 30 thousand and pay it back in 36 installments. How much is it per month?

Matching principal and interest method: loan principal: 30,000 yuan, assuming annual interest rate: 4.750%, loan life: 3 years, monthly repayment of principal and interest: 895.76 yuan, total repayment: 32,247.36 yuan, and * * repayable interest: 2,247.36 yuan. The interest paid in 1 month is:118.75; The first 1 month principal repayment is: 777.438+0; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)

Fourth, is the dream e-loan really fake?

It should be true. The 1 loan I am using now is real.