Why can’t I take out the white note after repaying it?

Why can’t I use the white note after I paid it back?

The reason why the white note cannot be used after I paid it back is because the lender committed some irregularities when using the white note, such as overdue payment or For illegal extortion of IOUs, the system will temporarily freeze the customer's IOU quota from the perspective of risk control.

After using iTiao, customers must remember to repay on time and try to ensure that their credit report is not affected. After the due date, in addition to damage to the credit report, a large amount of money will also be charged by the platform. Penalty interest will increase the customer's final repayment pressure.

Extended information:

What should I do if Baitiao cannot be used?

If Baitiao cannot be used due to the limit, you can change the payment method or wait until the next month to use Baitiao. Because the user did not pass the comprehensive evaluation of the system, Baitiao cannot be used, indicating that the type of product purchased does not support Baitiao payment. Baitiao cannot be used when withdrawing cash, indicating that the user failed the system evaluation. Please wait for a while and try to withdraw Baitiao again.

It is recommended that users maintain good consumption and repayment habits for a long time, and continue to pay attention to the Baitiao page. If you need cash loans, you can try to apply for gold bars. After the Ii Tiao is returned, the withdrawal is not allowed

This is because the withdrawal requirements are not met.

Baidiao cannot withdraw cash after repayment, because the user does not meet Baitiao’s cash withdrawal requirements. Baitiao provides cash withdrawal services, but users applying for cash withdrawal must pass system review. Users who fail to pass the review cannot withdraw cash. I paid back one issue of Jingdong Baitiao, but it still shows that the account has not been paid? Why?

The billing date has not yet come, so it shows that the bill has not been paid. You can go to Jingdong's personal center - Jingdong Baitiao to check why Jingdong Baitiao cannot withdraw cash

1. Positive answer

The reason why Jingdong Baitiao's cash withdrawal failed: the user's Baitiao withdrawal failed to pass the system review; The amount of cash that can be withdrawn from Baitiao is insufficient; users do not have an entrance to withdraw cash from Baitiao.

2. Detailed analysis

The above three reasons will lead to failure to withdraw cash from Baitiao.

For users, if the cash withdrawal from Baitiao fails, they can try to apply for gold bars, because gold bars can also provide cash loans to users.

Even some users will jump directly to gold bars after choosing Baitiao to withdraw cash. This means that after system evaluation, it is deemed that the user meets the borrowing conditions for gold bars, but does not meet the conditions for withdrawing cash from Baitiao.

If a borrower applies for loans too frequently or performs loan operations too frequently, it will increase personal credit risk. You can check it at: Xiaoqixin and check the personal credit risk index. The higher the risk score, the more likely the application is to be rejected.

3. Can I still withdraw cash after using Baitiao?

If the Baitiao you are using has the cash withdrawal function, you can naturally withdraw the credit limit, as long as there is still available credit in the account.

Of course, it should be noted that the system may stipulate a limit on the cash withdrawal limit, so it may not be possible to withdraw all the credit limit, and only a part of the credit limit may be withdrawn (specifically, it is subject to the page display).

If the Baitiao you are using does not have the cash withdrawal function, then the credit limit will naturally not be withdrawn.

If you insist on extracting it, you are actually performing illegal tx operations

Once discovered by the system, it is likely to trigger risk control, thus restricting the use of Baitiao.

It should be noted that the cash withdrawal function of Baitiao is currently only open to high-quality users with good credit, so if you do not find a cash withdrawal channel in your Baitiao, it means that you are not qualified to withdraw cash.

In this regard, we can only accumulate more good credit, continue to maintain good consumption and repayment habits, and pay more attention in the future