How long does it take for Bank of Communications to approve credit card applications?

How long does it take for Bank of Communications to apply for a credit card?

It takes about 25 working days to apply for a Bank of Communications credit card. Generally speaking, Bank of Communications will complete the review within 15 working days after receiving the applicant's information. If the applicant is approved, Bank of Communications will print the business card within 3 working days, and then send the credit card by registered mail. The applicant can receive the credit card around 7- 15.

For more information about the time required for Bank of Communications to apply for a credit card, please visit: See More.

How long does it take to get a bank of communications credit card?

After the application is submitted, the audit results can generally be issued within 7 working days. The approval will be completed within 7- 10 working days after receiving the completed application form and the complete supporting documents required for handling the card. If the application is successful, the card letter will be sent by registered mail, which can generally be received within 10 days after the card is sent, and Bank of Communications will notify the applicant by SMS after the card is sent. If the application materials provided by the applicant do not meet the requirements for issuing bank cards temporarily, the bank will also inform you of the audit results by SMS or letter.

Aifen phase advertisement

Apply for fast three-step payment!

In general, the Bank of Communications Credit Card Center will examine and approve the application form and the supporting documents that meet the requirements in about 10- 15 working days.

Bank of Communications credit card review time may vary according to different places and different application methods. The fastest way is to apply for a card on the same day, which generally refers to some larger first-and second-tier cities. If there is a bad record or low credit before, the audit time will be longer and it is likely to fail. In addition, applying for a Bank of Communications credit card through online channels will take shorter review time and shorter card processing time.

For more information about the time required to obtain a Bank of Communications credit card, please visit: See More.

How many days can the Bank of Communications credit card be processed?

After the application is submitted, the audit results can generally be issued within 7 working days. The approval will be completed within 7- 10 working days after receiving the completed application form and the complete supporting documents required for handling the card. If the application is successful, the card letter will be sent by registered mail, which can generally be received within 10 days after the card is sent, and Bank of Communications will notify the applicant by SMS after the card is sent. If the application materials provided by the applicant do not meet the requirements for issuing bank cards temporarily, the bank will also inform you of the audit results by SMS or letter.

The advantages of Bank of Communications credit card are:

1. Repayment can be made in local currency both at home and abroad.

No matter whether you use the Bank of Communications credit card at home or abroad, you can finally choose RMB for repayment to avoid the inconvenience caused by insufficient foreign exchange abroad. Time-saving, labor-saving and worry-free repayment method. We can arrange funds reasonably and enjoy traveling and shopping more.

Second, choose the signature method independently.

In China UnionPay merchants, each credit card can be directly signed to confirm the transaction. If you are more accustomed to using signature and transaction password to confirm the transaction, just call our 24-hour customer service hotline at 800-988-8888 to enable the merchant transaction password verification service.

Third, enjoy an interest-free repayment period.

You don't need to deposit cash in the bank of communications credit card, you can enjoy the consumption experience of swiping the card first and then repaying it. The interest-free repayment period is as long as 56 days, making financial management easier.

Fourth, global support for merchant consumption.

Whether at home or overseas, you can spend money at more than 20 million merchants with VISA/Plus, MasterCard/Cirrus and China UnionPay logos, and withdraw cash at more than 840,000 ATMs, so you can enjoy convenient and fast services at any time.

5. There is no risk of losing the card.

If you don't know that the Bank of Communications credit card is accidentally lost or stolen, call the 24-hour customer service hotline at 800-988-8888 immediately to report the loss, and the loss will take effect immediately, so you don't have to bear the subsequent risks and worry.

Let's stop here for the introduction of how long it takes for Bank of Communications to apply for a credit card.