The loan shows that the application has been accepted. What do you mean?

I applied for a loan online and just sent a text message saying that it has been accepted. What do you mean?

Accept: It means that the organization has accepted your application and is following the process.

Because the loan needs to review the customer's information, inquire about credit information and other related information, it takes time and can't give the customer the result immediately, so it will remind the customer that the business application has been accepted.

Paipai Loan is the first Internet financial platform approved by the industrial and commercial department in China, with the business scope of "financial information service" and recognized by the government. With advanced concepts and innovative technologies, Paipai Loan has established a safe, efficient and transparent internet financial platform, which regulates personal lending behavior, enables borrowers to improve their production and life, and allows lenders to increase investment channels.

Extended data:

Investment products

1, scattered label

Batch bidding is the most original borrowing target on the auction loan platform, and investors can invest their funds into multiple bidding targets according to their personal term, interest rate and risk preference. ? In view of the high-risk targets in investment, patting loans will give risk warnings and encourage "small-scale decentralized" investment.

2. New Rainbow

Xinhong is an automatic bidding strategy for users based on 1 1 big data. Using this strategy, users can achieve intelligent matching of goals and reduce the amount of guardian funds. All the lending funds are used for lending to the real loan targets issued by Paipai Loan official website, and the number of eligible loan targets is roughly between 10- 1000. Users can check their matching creditor's rights at any time, and truly make the creditor's rights corresponding to each fund clear and transparent. The target period of this strategy is ≤36 months.

Jinniu Loan shows accepted, passed or failed.

Neither.

1. Jinniu loan application has been accepted. It is neither passed nor rejected. This shows that the lending institution only accepts the user's loan application. Only if the application is passed and the approval is not passed, the loan application is passed or rejected. After the loan institution accepts the loan application, it usually takes a period of time to review, during which the user needs to wait patiently for the results of the review.

2. After approval, the lending institution will sign a loan agreement with the user and then release the loan as soon as possible. The loan was refused, so we can only try to apply again after a while.

Inquire about the progress of the loan renewal application and say that the bank has accepted it. Did the loan renew successfully?

Doesn't mean success yet. Acceptance means that the bank has received your application materials. Whether the loan can be renewed successfully depends on the audit results. If it is approved, the bank will display it in another way, usually with the word "successful" or a statement with the same meaning. For example, the loan you applied for has been successfully approved, and the loan business you applied for has been approved.

I. Renewing the loan

Renewing loan is a term in the field of banking and finance, which refers to continuing to borrow another sum of money with credit and corresponding guarantee. The extension of working capital loan is the behavior of continuing to issue working capital loan to customers.

Second, renew the working capital loan.

Working capital loans are loans issued by banks to meet customers' temporary and seasonal capital needs in the process of production and operation, and to ensure the normal production and operation activities, or loans issued by banks to borrowers to meet the long-term average demand for working capital in the process of production and operation. Working capital loans can be divided into: temporary working capital loans with a term of less than 3 months (inclusive), which are mainly used for the temporary capital needs of enterprises to purchase goods at one time and to make up for the shortage of other payment funds; Short-term liquidity loans with a term of 3 months to 1 year (excluding 3 months, including 1 year) are mainly used for the liquidity needs of normal production and operation of enterprises; Medium-term working capital loans, with a term of 65,438+0 to 3 years (excluding 65,438+0 years, including 3 years), are mainly used to meet the capital needs of enterprises for normal production and operation.

Three. Conditions for applying for loan extension

1. The borrower must be a citizen of China and hold a legal ID card, or a household registration book, residence permit, marriage certificate, etc.

2. If you are an enterprise user, you need to pass the original and copy of the business license.

3. The applicant needs to show proof of family property income and assets, including the personal income certificate of the applicant's spouse's work unit, bank running water or other real estate certificates.

4. Need to prove the purpose of the loan, including clear production and operation plans, tax payment vouchers or purchase orders.

5. List of collateral (pledge), certificate of ownership and certificate of consent of the authorized person to dispose of the collateral (pledge), collateral evaluation report issued by the competent department or evaluation agency recognized by the bank or collateral evaluation agreement signed with the bank, and collateral insurance policy;

6. Other information required by the bank.

What do you mean "accept"?

Acceptance means that your application has been accepted and is being reviewed and approved.

Steps for handling provident fund:

1. The borrower can submit a written loan application and related materials to the loan bank, which will submit it to the housing provident fund management department for approval, or directly apply to the housing provident fund management department for approval;

2, approved by the housing provident fund management department of the borrower, and the loan bank signed a loan contract and guarantee contract, mortgage registration, insurance, notarization and other related procedures;

3. The loan contract stipulates that the loan bank will transfer the loan to the special account for selling houses set up by the developer in the loan bank or directly to the deposit account opened by the borrower in the loan bank;

4. The borrower opens a repayment account in the loan bank and repays the loan principal and interest on schedule according to the repayment method and repayment plan agreed in the loan contract;

5. After the loan is settled, the borrower obtains the Loan Settlement Certificate from the loan bank, retrieves the mortgage registration certificate and the original insurance policy, and goes through the mortgage registration cancellation formalities at the original mortgage registration department.

Extended data

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

Materials required for handling provident fund:

1. The valid identity certificate and household registration book of the borrower and spouse (if any) (the second-generation ID card should be copied on the back, and the household registration book should be copied on the title page, the first page of the household registration book, and the borrower and spouse pages).

2. Marriage certificate: if unmarried, the marriage registration office at the place where the household registration is located will issue a single certificate; Divorce certificate and non-remarriage certificate (divorce certificate, court judgment or ruling, and non-remarriage certificate issued by the marriage registration authority where the household registration is located); Married people provide marriage certificates.

3. The original purchase contract signed by the borrower and the selling unit.

4. The loan application form filled out by the borrower and his/her spouse (married) * * *, the deposit certificate of housing provident fund issued by the unit, the proof of salary income, and the borrower's bank card have been in the past year.

5. The down payment receipt delivered by the borrower to the selling unit in advance shall not be less than the amount stipulated in this agreement.