Is it true that New Er Fu suddenly sent a text message saying that he would sue if he didn't pay it back within the time limit?

New Er Fu suddenly sent a text message saying that it would sue for overdue repayment. Many people want to know if this is true, and they are worried about being sued. This is because we all know that it is natural to owe money and pay it back. Once you are really sued, you will become an old lai. In fact, there is no need to worry too much, because they prefer to receive the money they owe through collection rather than go to court to sue.

This is because the effect of violent collection is better than that of court prosecution, and it can recover the arrears faster. Anyone who has made online loans knows that when it is opened, you must be allowed to access the address book. Once overdue, there will be at least three or five phone calls and SMS reminders every day. What's more, everyone in your address book will be harassed by phone, and there will definitely be your elders, colleagues and leaders. So, in order not to let others know that you don't pay the arrears, you must pay the arrears.

In addition, suing online loans to the court is time-consuming and labor-intensive, and it takes a lot of time here. If the debt is good, if it is only a few thousand dollars, it is definitely not worth it, because the prosecution will take at least a few months or even longer from beginning to end, and they cannot afford it.

Another and most crucial point is that most online lending platforms are non-compliant usury platforms, and the existence of these online loans is illegal. Therefore, if they really want to sue, it will be more beneficial to the borrower. At the time of trial, the court will only judge the borrower to repay the principal and legitimate interest, so it will not do such a thing.

If the bill collectors come to collect money, don't conflict with them. You can prepare mobile phone recordings or videos in advance. If they have words or body movements, they can record them as evidence and call the police in time. So, don't worry if New Er Fu doesn't pay it back within the time limit and suddenly receives a text message to inform you. Normally, they won't sue. This kind of short message only plays a threatening role. If you are really sued, don't be afraid. You need to collect evidence of overdue reasons and actively respond to the lawsuit.