If the bank card is stolen and prosecuted, will the bank be liable for compensation?

If you can prove that you are not at fault, the bank is liable for compensation.

Case 1. Mr. Qin's bank of communications savings card was stolen by ATM in different places for 54800 yuan. He believes that the bank failed to protect the legitimate rights and interests of depositors from infringement and sued the Bank of Communications Beijing Branch for compensation. The Beijing No.2 Intermediate People's Court finally ruled that Mr. Qin won the case.

Case 2: Nanchang citizen Zhang's credit card "suddenly" overdrawn in a department store in Wuhan 27 152 yuan. More than a month later, Zhang reported the case to the public security department of Nanchang on the grounds that the bank credit card was stolen, and accepted it on the same day.

After hearing the case, the donghu district court held that the plaintiff Zhang had established a financial loan contract relationship with the bank when he applied for a credit card, which was the true intention of both parties and should be valid.

Now the plaintiff claims that the overdraft consumption of 2,765,438+052 yuan in Wuhan Department Store on February 3, 2065,438+08 was caused by someone else swiping the card, and should provide evidence to prove that it was not at the scene of swiping the card or that the credit card was swiped, but the plaintiff did not provide relevant evidence to prove it in this case and should bear the legal consequences of false evidence.

Extended data:

After discovering that the card was stolen, I immediately went to the ATM to operate the bank card to prove that I was not at the scene.

The court reminded that if the credit card or bank card is stolen, the cardholder should immediately call the bank's customer service phone to inform the account of abnormal changes and report the loss.

Secondly, the cardholder should go to the nearby ATM to operate the bank card. Since the loss has been reported before, the ATM will swallow the card, and the cardholder should keep the receipt. The purpose of this move is to prove that neither the card owner nor the bank card was stolen, and the bank card was forged and stolen by others.

In the judicial practice of stolen brush cases, it is one of the effective ways to prove the stolen brush by operating the real card through ATM in time after stolen brush. After the bank card is swallowed, the cardholder should go to the bank to get the card in time so as to bring the bank card to the public security organ to report the case.

Phoenix Net-The man's bank card was stolen and spent more than 50,000 yuan. The bank refused to pay compensation and was awarded full compensation.

Phoenix. Com- credit card theft sued the bank and lost. The court teaches you "self-help raiders" anti-theft brush.