Can I check the bank card flow with my mobile phone?

Article 29 of the Measures for the Administration of Customer Identification and Customer Identity Data and Transaction Records of Financial Institutions in People's Republic of China (PRC) stipulates that financial institutions shall keep customer identity data and transaction records according to the following time limits:

First, the customer identity information shall be kept for at least 5 years from the year when the business relationship ends or the year when the one-time transaction is recorded.

Second, the transaction records shall be kept for at least 5 years from the year when the transaction is recorded.

Banks bring convenience to everyone, but they are also very strict. They will keep records for fifteen years, that is to say, they can be consulted if there is a legitimate reason. The inquiry method is that I bring my valid ID card to the corresponding bank for inquiry, and the service staff will help you to inquire and print it, free of charge within a certain amount. If you want to inquire about the records in 13 months, you can call to inquire.

Extended data:

Mobile banking inquiry

(1) account inquiry: send a short message with the content of "CXZH# card number/account number" to inquire about my bank account balance and details of the day.

(2) Historical details inquiry: send a short message with the content of "CXLS# card number/account number # start date # end date" to inquire about the historical transaction details of my bank account.

(3) Interest rate inquiry: send a short message with the content "CXLL# currency code # interest rate type" to inquire the interest rate of local and foreign currency savings deposits.

(4) Exchange rate inquiry: send a short message with the content of "CXHL# buying currency code # selling currency code" to inquire about the real-time exchange rate quotation of foreign exchange transactions opened by banks.

(5) Inquire about bonds: send a short message with the content of "CXZQ# bond code" to inquire about the trading price and accrued interest of listed and circulating government bonds.

Step 2 transfer money

Send a short message with the content of "ZZ# Transfer-out Card Number # Transfer-in Card Number/Account Number # Amount # Payment Password", and you can transfer money between your mobile banking (SMS) registration cards, to your mobile banking (SMS) designated account and to other countries.

Step 3 remit money

Send a short message with the content of "HK# remittance card number # remittance card number/account number # payee name # amount # payment password" to process remittance.

Step 4 make donations

Send a short message with the content of "JK# project code # card number # amount" to donate to charity.

5. Consumer payment

After shopping online, select "Payment by Mobile Banking of Industrial and Commercial Bank of China" and enter your mobile phone number, and you will receive a short message from our mobile banking (SMS) system. You just need to forward the message to (mobile: 777795588 * * * *, Unicom: 70 10 * * * * *.

Step 6 pay

Send a short message with the content of "JFDH# phone number # name" or "JFSJ# mobile phone number", and then directly forward the confirmation short message returned by our bank to (mobile: 777795588 * * *, Unicom: 950895588 * * * *) to complete the payment of my own and others' phone bills or mobile phone bills.

7. Change the mobile banking registration information

(1) Password modification: You can modify your mobile banking (SMS) payment password by sending a short message with the content "XMM # original password # new password".

(2) Replacement of payment card: Send a short message with the content of "GZFK# new card number" and register for mobile banking (short message) to replace the default payment card.

(3) Cancel mobile banking: You can cancel the mobile banking (SMS) service by sending a short message with the content of "ZX# mobile banking payment password".

Baidu encyclopedia-mobile banking