How to cancel the small bank card management fee?

1. Users need to bring their valid personal identity documents and bank cards to the relevant bank outlets to cancel the small management fee.

2. After the user arrives at the bank outlet, he will handle the business at the counter, take out his personal ID card and bank card, and inform the staff of the business to be handled, and the staff will assist him in handling it.

3. After the small management fee is cancelled, the user can sign for confirmation.

Small account management fee is an account management fee that banks charge a certain amount of fees every month for those accounts whose average daily balance is less than a certain amount. Most banks have this charge, and the specific amount is different.

From August 1 2007, the annual bank card fee and small account management fee were cancelled, and some basic financial service charges of commercial banks were suspended.

The following are the collection standards for small account management fees of some banks:

The average daily deposit of ICBC is lower than that of 300 yuan every three months, and a small account management fee of 1 yuan is charged every month.

China Construction Bank: Small account management fees can be charged for savings accounts. The management fee standard for small account of Shanghai Branch is: RMB personal demand deposit small account refers to the RMB personal demand deposit account whose average daily balance is lower than that of 500 yuan (excluding) during the statistical period. 3 yuan collects small account management fees every quarter, and the settlement time at the end of each quarter is 20th or 2 1 day.

The so-called daily average deposit balance is the daily average deposit balance, that is, the daily average deposit balance is accumulated according to the number of days in the statistical period, divided by the number of days in the statistical period, which is equal to the daily average deposit balance. Average daily balance of account = total daily deposit balance in statistical period/number of days in statistical period.

From 20 11July1day, 34 controversial bank charges, such as small account management fee, bill printing fee, password modification and password reset fee, were officially suspended. The China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions (hereinafter referred to as the Notice), requiring banking financial institutions to exempt 34 classified service charges of11RMB personal accounts from July 0. Among them, the small management fee is stipulated as follows: "The annual fee and account management fee (including small account management fee) of the signed salary account, pension account, subsistence allowance account, medical insurance account, unemployment insurance account and housing provident fund account;" This means that in addition to the above accounts, a small account management fee will be charged.

Conditional exemption:

According to the relevant regulations of China Banking Regulatory Commission, starting from August 20 14 1 day, these two fees (bank card small account management fee and annual fee) will be "double-exempted", but citizens need to bring their ID cards and bank cards to the bank outlets to apply for exemption of these two fees, and a bank can only apply for a "double-exempted" account. According to the bank staff, the reason why citizens need to take the initiative to apply is because many people have opened multiple accounts in the same bank. Considering the customer's choice, the cardholder needs to take the initiative to apply for which card for free. When applying, you can "double-exempt" one card, or you can exempt one card from annual fee and another card from small account management fee.