There are four reasons why the social security card savings account is frozen.

1, the unit failed to pay the social security fee on time for a long time. The social security department will freeze the account and return to normal after paying social security fees;

2. Individuals are out of insurance, and medical insurance is frozen as a whole;

3. The social security has been transferred out, and the social security of the original insured place has been frozen;

4. Illegal use of social security cards was frozen.

The above is the situation when the social security card savings account is frozen.

What are the functions of the third generation social security card 1? Financial functions are more abundant: the second-generation social security card also has financial accounts, but in many areas, only the social security card financial accounts can be used for deposit and withdrawal, transfer, consumption and social security benefits such as pensions and unemployment benefits. In many areas, the third-generation social security card financial account has added more functions to benefit the people. For example, cardholders can also use the third generation social security card to borrow books from the library, swipe their cards at tourist attractions, and support other government public service applications such as benefiting the people and benefiting farmers.

2. The function of small quick payment has been added: In many areas, the third-generation social security card has the function of small quick payment, which is convenient for cardholders to use the third-generation social security card to pay when taking public transportation such as buses and subways. , so that cardholders can not only use social security cards to take public transport in the insured place, but also use social security cards to take transport that supports this function in other places, thus realizing a real one-card system;

3. Cards that support contactless card reading: The user's first-generation social security card is a magnetic stripe card and needs to be paid by credit card. This card is unsafe and easy to copy. The second-generation social security card is upgraded to a chip card and needs to be inserted. The third generation social security card is further upgraded on the basis of the second generation social security card, which supports contactless card reading. Users only need to put the social security card near the card reader to get information.

How to deal with the balance of personal account of social security card? Social security card personal account has two accounts: social security account and financial account. The balance in the financial account can be transferred out at will. It can be used like a bank card and can deposit and withdraw money. At the same time, the pension insurance for retirees, maternity insurance for female workers after childbirth, work-related injury treatment for workers with work-related injuries and unemployment insurance for laid-off workers are all paid through the financial accounts of social security cards, and the money can be transferred out at will. The balance in the social security account is the storage amount of endowment insurance and medical insurance, and it is not supported to withdraw it at will. After the accumulated amount of the endowment insurance fund has paid enough social security 15 years, after reaching retirement age and going through retirement procedures, you can receive money monthly according to the number of payment months. Designated medical institutions and retail pharmacies should use medical insurance accounts when paying personal medical expenses. This article mainly writes about how to freeze the social security card savings account.