Does the bank provide SMS notifications for loan disbursements now?

Will the Postal Savings Bank of China notify the seller by text message when the loan is granted?

The user applies for the Postal Savings Bank of China loan. After the loan is successful, the Postal Savings Bank of China will send a text message to notify the user. If the user passes the loan review and the loan is successfully disbursed, the user will receive a text message from the Postal Savings Bank. However, when applying for an online loan, the final success of the loan depends on the arrival of the loan funds. The text message will only serve as a notification, and receiving the text message does not necessarily mean that the loan funds will be successfully obtained. Is there a text message reminder if the Rural Commercial Bank loan is successful?

There is a text message reminder if the Rural Commercial Bank loan is successful. According to the search for relevant information, the lender will be notified via text message after the loan is successful. Rural Commercial Bank is a rural commercial bank. Rural Commercial Bank is a joint-stock local financial institution composed of farmers, rural merchants, corporate legal persons and other economic organizations within its jurisdiction. All rural cooperative banks must be restructured into rural commercial banks. There are deposits, withdrawals, and credit services, etc. The service targets are usually farmers, providing farmers with deposits, withdrawals, and credit services to meet farmers' production and living needs. Will the bank notify you when lending?

The bank will notify the lender after disbursing the loan, and the notification method is determined by the bank itself.

The loan shall be repaid according to Article 32 of the "General Rules of Loans". The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall send a notice of principal and interest repayment to the borrower one week before the expiration of a short-term loan and one month before the expiration of a medium- and long-term loan; the borrower shall prepare funds in a timely manner and repay the principal and interest on schedule.

Lenders must promptly issue collection notices for overdue loans and do a good job in collecting the principal and interest of overdue loans. If the loan cannot be repaid within the time limit stipulated in the loan contract, the lender shall impose penalties and interest in accordance with regulations; if the loan cannot be repaid or cannot implement the repayment of principal and interest, it shall urge the repayment or prosecute in accordance with the law. The borrower must negotiate with the lender to repay the loan early.

Article 45 The lender may agree in writing with the borrower that if the borrower fails to repay the principal and interest on time, the lender may deduct the amount from the borrower’s account opened at the lender’s business institution. Loan principal and interest, and promptly notify the borrower.

Extended information:

The rights of the lender in Article 22 of the "General Provisions of Loans". Independently review and decide loans based on loan conditions and loan procedures. Except for specific loans approved by the State Council, it has the right to refuse any unit or individual to force them to issue loans or provide guarantees.

1. Require the borrower to provide information related to the loan;

2. Decide whether to lend or not, loan amount, term and interest rate, etc. based on the borrower’s conditions;

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3. Understand the borrower’s production, business and financial activities;

4. Transfer the loan principal and interest from the borrower’s account in accordance with the contract;

5. If the borrower fails to perform the obligations stipulated in the loan contract, the lender has the right to require the borrower to return the loan in advance or stop paying the borrower's unused loan in accordance with the contract;

6. The loan will be subject to or When a loss has been incurred, measures can be taken to protect the loan from loss in accordance with the provisions of the contract.

Baidu Encyclopedia - Loan General Rules Will WeBank notify you via text message after the loan is credited to the public account?

According to Article 32 of the "Loan General Rules", the loan will be repaid. The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall send a notice of principal and interest repayment to the borrower one week before the expiration of a short-term loan and one month before the expiration of a medium- and long-term loan; the borrower shall prepare funds in a timely manner and repay the principal and interest on schedule.

2. The bank will send SMS notifications when the mortgage loan is disbursed, but whether it is a SMS notification depends on the bank's notification method, which can be verified with the bank. If home buyers want to obtain home mortgage services, they should focus on understanding this aspect when choosing a property. When home buyers learn from advertisements or introductions from salespeople that mortgage loans are available for some projects, they should further confirm whether the properties developed and constructed by the developers are supported by banks to ensure the smooth acquisition of mortgage loans.

3. After confirming that the property of their choice is supported by a bank mortgage, the home buyer should learn from the bank or the bank's designated law firm about the bank's regulations on the mortgage loan support for home buyers and prepare relevant legal documents. Fill out the "Mortgage Loan Application".

4. Lenders must promptly issue collection notices for overdue loans and do a good job in collecting the principal and interest of overdue loans.

If the loan cannot be repaid within the time limit stipulated in the loan contract, the lender shall impose penalties and interest in accordance with regulations; if the loan cannot be repaid or cannot implement the repayment of principal and interest, it shall urge the repayment or prosecute in accordance with the law. The borrower must negotiate with the lender to repay the loan early.

5. The rights of the lender:

1. Require the borrower to provide information related to the loan;

2. Decide on the loan based on the borrower’s conditions. Whether to lend or not, loan amount, term and interest rate, etc.;

3. Understand the borrower’s production, business and financial activities;

4. Debit the borrower’s account in accordance with the contract Collect the loan principal and interest;

5. If the borrower fails to perform its obligations under the loan contract, the lender has the right to require the borrower to return the loan in advance or stop paying the borrower's unused loan in accordance with the contract;

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