What do you mean by "China Post" and "your loan"?

China Post Premium Loan is an unsecured credit cash loan issued by China Post Consumer Finance Co., Ltd. to residents in China for personal consumption (excluding house purchase and car purchase). Postal savings loans must be between the ages of 20 and 50 when applying, and have full capacity for civil conduct; Personal credit information is in good condition; Can provide basic personal information, etc.

Users should repay the loan on time after using China Post, and there should be no overdue repayment, because overdue repayment will generate penalty interest, and the longer the delay, the more penalty interest will be generated. Moreover, after overdue repayment, the platform will make a dunning. In order to avoid overdue, you should measure your repayment ability before borrowing.

China Post Consumer Finance Co., Ltd. was established on 2015 165438+10/9, and its registered address is Nansha Financial Building165438, Haibin Road, Nansha District, Guangzhou.

The business scope of China Post Consumer Finance Co., Ltd. includes personal consumption loans (limited to consumer finance companies); Accept deposits from domestic subsidiaries of shareholders and domestic shareholders (limited to consumer finance companies); Borrowing from domestic financial institutions (limited to consumer finance companies); Approved to issue financial bonds (limited to consumer finance companies), etc.

Version information: Take China Post Wallet Version 2.3.2, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.