What is YunZhengTong?

TDCP is a unified management platform for digital assets launched by Tencent Cloud. Yunzhengtong combines the cloud service capabilities and advantages of Tencent Cloud to help users manage enterprise digital assets in a unified way, including but not limited to digital certificates, qualification licenses and intellectual property rights. After hosting, the effectiveness of digital assets can be monitored uniformly, which can help users perceive business plans in advance, make enterprises manage their digital assets more conveniently, and meet the demand scenarios that digital assets are difficult to control.

1. Yunzhengtong is a legal, effective, safe and convenient cloud mobile certificate digital signature service provided by CFCA for mobile APP applications. This cloud signature service issues digital certificates to mobile users for electronic signature, and the private key of the signature is bound by CFCA certificate and mobile device hardware. And protected by a PIN code to ensure that the private key is only held by the electronic signer. When users sign with their own digital certificates, they need the participation and cooperation of clients, platforms and business applications. No one can simulate the user's signature operation. At the same time, electronic signatures and certificates are certified by CFCA, which ensures that any changes in the content and form of signature data can be found. The above measures ensure that the electronic documents signed by Yun Zhengtong comply with the provisions of the Electronic Signature Law and have legal effect.

Second, "Yunzhengtong" helps upgrade "e-banking" services.

After the introduction of Yunzhengtong in e-Qianzhuang, transactions such as transfer authentication can be based on digital certificates, instead of relying on short messages and hardware devices, that is, users who have opened the service of Yunzhengtong can enjoy higher transaction limits and transfer money to accounts with different names because of the greatly improved transaction security. In addition to transferring money and involving complex business scenarios such as loans, "Yunzhengtong" provides security protection together with CFCA paperless system. For example, users of "e-money house" can apply for loans online by using the "Yunzhengtong" mobile certificate, and realize the whole process of online application for loans, signing contracts and online loan issuance. In this process, the paperless system generates electronic contracts and bills, and provides visual signature and handwritten signature functions. "Cloud cartoon" ensures the authenticity and effectiveness of signature behavior. Yunzhengtong meets the demand of E-Money House for customers to increase the transaction limit on the basis of security. At the same time, the certificate service is unconscious, and the availability of the service will not be reduced because of the use of the certificate. Users use APP to complete transactions such as transfer and loan at any time and anywhere, which saves the on-site handling process, saves customers' time, improves work efficiency, greatly reduces the marketing and management costs of banks, and saves SMS passwords, equipment procurement, UKey hardware and other expenses.

3. The mobile certificate cloud signature service system of direct selling bank based on "Yunzhengtong" was launched in August of 20 16, which has provided financial security for nearly 2 million users of "e-bank" and achieved business success of "one-click payment" transfer transaction exceeding 80 billion and "happy second loan" exceeding 200 million. "Yunzhengtong" provides a reliable, easy-to-use and low-cost mobile security authentication solution for direct selling banks. After the successful implementation of Changsha Bank's "E-bank", the scheme won the fourth-class achievement award of the Banking Information Technology Risk Management Project of China Banking Regulatory Commission on 20 16, and was adopted by many commercial banks, making the cloud service provided by direct selling banks not only anytime and anywhere, but also rock-solid and law-abiding.