What is the password of the bank card?

The bank card password mainly refers to the dynamic password card, which is a card similar to the game cheat card. The electronic bank password card is equivalent to a dynamic electronic bank password. Many character strings are printed on the password card in the form of matrix. When customers use electronic banking (including online banking or telephone banking) to make payment transactions such as external transfer, B2C shopping and payment, the electronic banking system will randomly give a set of password card coordinates, and the customer will find the password combination from the card according to the coordinates and input it into the electronic banking system. Only when the password combination is entered correctly can the customer complete the relevant transaction. This password combination is dynamic, and the password entered by the user is different every time it is used, and it will be invalid after the transaction, thus preventing criminals from stealing funds by stealing customers' passwords and ensuring the security of electronic banks.

When using mobile phone or online banking to operate the bank dynamic password, the bank will send a short message to the reserved bank mobile phone number to confirm that it is the owner himself. There are several numbers in it, usually 6 to 8 numbers. The password is a combination of numbers and letters. This password is random and dynamic, and it needs to be entered within a specified time to take effect.

Password cards of different banks are different. Among them, the password card of ICBC is more humanized, convenient and cheap to use, but easy to be stolen. If you are recorded, photographed or copied by others carelessly, it will cause personal property losses. CCB's password card is safer, because each card has 30 sets of passwords, one set is scraped once, and it will be invalid when it is used up. If it's shaved, you don't have to worry about being seen by others. If it is a scratch, you can take corresponding measures even if you find it. The disadvantage is that it is inconvenient to scrape each time. A card can only be used for 29 times (the 30th time you need to change the card at the bank), and it will be invalid after use. 2 yuan each is more expensive. And if you use it frequently, you have to go back and forth to the bank to get a password card.

Use steps of bank card password:

1. The user applies for binding dynamic 1 order when opening the card or goes to the bank to reissue it later;

2. Log in to the online banking or online shopping platform with your own fund account;

3. Select online banking payment after fund operations such as transfer and remittance or online shopping;

4. After selecting online banking payment, there will be options in the payment interface for users to choose the verification method, and choose bank card password plus dynamic password.

Verification method of;

5. Enter the password, and then enter six digits on the dynamic password display screen to complete the fund operation of online banking.