What standards should big bank customers meet?

The standards for major customers of banks are different from bank to bank and from region to region. For example, 200,000 for China Construction Bank, 300,000 for Industrial and Commercial Bank and 500,000 for Agricultural Bank. Many commercial banks have "key customer management" strategies for key customers. By customizing products and services for major customers, we can meet their relevant needs and bring them added value, thus enhancing their satisfaction and loyalty. The above is the relevant content of our key customer standards.

Bank loan conditions

1. Age condition: The borrower must be at least 18 years old and have full capacity for civil conduct;

2. Income conditions: The borrower needs to have a stable job, so as to have a sustainable income and a source of funds to repay the loan principal and interest. Usually, the bank requires the borrower's income to be twice the monthly payment in order to get a loan. Usually, a personal credit loan requires a borrower to earn 4000 yuan a month to apply.

3. Liabilities: When applying for a bank loan, the bank will also look at the personal liabilities of the borrower. If there are many outstanding liabilities in the name, it will inevitably distract the borrower's repayment ability, so the bank will also have requirements for the borrower's liabilities;

4. Credit conditions: Personal credit plays an important role in applying for personal credit loans. Only users with good personal credit status and no bad records such as overdue can get a loan application.

This article is mainly about the knowledge points related to the bank's key customer standards, and the content is for reference only.