Tell me how much is the down payment and how much is the monthly payment?

If you apply for a personal housing loan (including first-hand and second-hand properties) at China Merchants Bank, the down payment ratio is as follows: 1. For the first home, the ratio is at least 30%, that is, the maximum loan amount shall not exceed 70% of the value of the property purchased. (Cities that do not implement "purchase restrictions" will be adjusted to no less than 25); 2. For second homes, the minimum ratio is 40, that is, the maximum loan amount shall not exceed 60 of the value of the property purchased. The specific amount you can borrow requires you to submit relevant information and can only be determined after the outlet has reviewed it. You can directly contact the local outlet's personal loan department for consultation.

If you want to try out the "monthly payment" information for reference, please go to the homepage of China Merchants Bank, click "Financial Calculator" on the right - "Personal Loan Calculator", and try to use the current loan Base rate trial calculation monthly payment.