No matter how good a person is, he still can't sleep every night in the face of huge debts. How to solve it?

I have a mortgage of 700,000 yuan, and now I have to pay 3,000 to 4,000 yuan every month. I still have 400,000 credit cards, and I have to pay back all the debts borrowed by Alipay, including 20,000 JD.COM gold bars, 30,000 Baidu money, 35,000 WeChat micro loans and 50,000 to 60,000 credit cards. There was only one job before, and the salary was about 10 thousand. After paying off the mortgage, you have to pay interest and expenses, not to mention going ashore. Later, I found another job, and I did another job after work. Now my income adds up to almost 20 thousand yuan, which is more than enough for monthly repayment. You can also pay back part of the principal. If you want to go ashore, you must make more money and pay back the principal, otherwise you will only have to pay back the handling fee and interest. Be sure to pay back the principal, even a little. If the income from one job is not enough, you can find two jobs. You can work during the day, work part-time at night or find another job. Setting up a stall in the night market can earn more than 180 yuan. Therefore, everything depends on people. Don't give up when you are in trouble. There is no hurdle to get through. When you pay off some debts and save some money to continue your business, you can't give up because of this failure. Come on, in order to better your cool drag.

Share my experience! To tell the truth, I'm in debt, too. Debt makes me breathless. Life without passion, life is tight, it's really like years, but fortunately I chose to be a sailor two years ago, otherwise I can't imagine what I would live like now.

I once wanted to get rid of death and find a way to make quick money, but it was really difficult. I'm stuck in the past and there's no way out. Later, it was pressed by debt collectors (third-party debt collectors) and crushed people to death. It's terrible to turn my family into a family and betray my relatives. But I cried when I saw my elderly parents and poor children.

Because I still have responsibilities to face, I have to live first anyway. The first thing I should do is to calm down. Debt can only be put aside and paid back slowly. At that time, the creditors could understand me, but the bank credit card was still very tight, and I was threatened by a third party. Now I have paid off a large part of my debts through my own efforts, which is a relief.

It still means I'm in a bad mood. I still owe a huge sum of money. At first, I couldn't sleep occasionally and wanted to die. But I found that none of these problems can be solved. When I open my eyes, I still need to face the problem. So I hypnotized myself and comforted myself. How nice it is now! At least I don't have to pay interest when the debt collapses. If I had known it would collapse, I should have let the debt collapse years ago, so that I wouldn't owe 60 yuan in these years. After thinking clearly, you can only spend more time on your own career, earn more money and get rid of all debts as soon as possible!

It's really not easy. There is a process that I deeply understand. I've been adjusting for a few months, and it's better now. However, the debt collection call came, and I was in a bad mood. The indictment at home came, and I was upset.

In the final analysis, the mentality has not been adjusted well.

First, we must find a way to sleep. Continuous insomnia will drag people down, drag people down, and nothing can be solved. I will drink some wine properly until I fall asleep.

Second: work hard during the day, and it will be much better to fall asleep when you are tired after work.

Third: the key to the problem is your fear of debt. You are afraid that there is no hope and no confidence to deal with it. This process is very painful. First of all, convince your family, not let them bear the burden for you. Just tell them to stop complaining about you. Set your own goals, work hard or start a new business. Only by regaining confidence and seeing hope can we stand up again step by step. So I have to overcome this painful process! I am also working hard, I hope you will go ashore as soon as possible!

One of my little sisters, who has little money at home, is a loan guaranteed for her family. Everyone has run away, and there are very few people in private. People in the family are forced to pay their debts every day. They have four children and want to die! What should the children do? Avoid debt! This is also wrong. People who borrow money have a good relationship. Otherwise, they won't lend money to their families. Out of understanding, she politely said to others: "Don't worry, people are not dead, and the account is not bad. Our family will pay it back slowly."

Her husband is working outside, and she takes three children to school at home. The older children go to college in other places. She can sing. Married families in northern Jiangsu invited bands, and so did Baishi. She sings with the band. If it's a week, she'll also take the children. ...

Look at her strong, confident appearance, heartfelt admiration, emotion, life has to be like this. ...

In life, every family has its own problems. No matter what, stick to it when you encounter difficulties, for the sake of children and family. ...

Seeing the question of friends, I will simply answer it. First of all, it depends on what causes the huge debt you are facing. If it is owed by the failure of starting a business, there is no need to take it to heart, because the last self-motivated person, I believe you will pay it back soon. If it is caused by family reasons, I believe you are a responsible person, so don't take it to heart. Responsible people are not bad. If you are in debt because your consumption is ahead of schedule, then you can reflect on yourself at this time. Why is this happening? It is still difficult to work in a down-to-earth manner in the future.

Well, tell me about myself. I am a defendant, and I went to court because the company went bankrupt and couldn't pay the workers. Before I went to prison, I was a millionaire with a wife and children. Now I am a man with nothing, and I want to pay the workers 2 million, but I rely on my own efforts and don't think about it. Things always have to be solved.

Just try to make money. Like me, I get up in the middle of the night when I am in debt of 300 thousand every day, and I can't sleep! Now that the sideline business is done, the debt will be paid soon! Not so tired, it will be much better!

If you think too much, you will be anxious.

You can try to use the fear safe to write down the things you are most worried about, most worried about and most unwilling to see on a piece of paper, and then put them in a small box.

Put it out of your sight, and your anxiety will be quickly eliminated, because at this time your secrets and anxiety are just your fear safe, and more anxiety is in the fear safe.

Doing so can eliminate a lot of anxiety, I hope it will help you.

What should I do if I am in a good mood or can't sleep? Ask Wang Jianlin? He owes more than 400 billion yuan and still sings at night. Is he in debt?

Seeing the question of friends, I will simply answer it. First of all, it depends on what causes the huge debt you are facing. If it is owed by the failure of starting a business, there is no need to take it to heart, because the last self-motivated person, I believe you will pay it back soon. If it is caused by family reasons, I believe you are a responsible person, so don't take it to heart. Responsible people are not bad. If you are in debt because your consumption is ahead of schedule, then you can reflect on yourself at this time. Why is this happening? It is still difficult to work in a down-to-earth manner in the future.

Well, tell me about myself. I am the defendant who went to court for bankruptcy. Before I went to prison, I was a millionaire with a wife and children. Now I am a man with nothing, and I have to pay back the workers' 2 million wages, but I rely on my own efforts and don't think about it. Things always have to be solved.