What are the formal lending platforms? Can you talk about it?

At present, there are many formal lending platforms, for example, money-spent loans, ant loans, micro-loans and JD.COM gold bars.

After entering 20 19, although many unreliable online lending platforms have been closed, there are still some informal online lending platforms. Therefore, everyone must be cautious when applying for online loans, and try to choose a more formal online lending platform.

Lending Bao is a loan product of Alipay, which is mainly aimed at customers' credit products in tourism, decoration, home appliance purchase and medical care. The amount is 0-200 thousand, and the interest rate is 0.02%-0.05% every day, which is more cost-effective and can be repaid in advance. On the credit record, the credit record shows the record of Chongqing Ant Shangcheng Microfinance Co., Ltd..

Financing immediately. Instant finance is a formal and reliable online lending platform, which has already had a great influence on 20 18. The loans of spot finance include spot installment payment and spot loan. Once rejected, it is usually because the accounts overlap. Generally speaking, the auditing standards of Instant Finance and EasyFlower are different. EasyFlower needs sesame credit authorization. At present, only more than 650 users can apply.

360 IOU is a loan product of 360 Finance, which is a bit like the previous 2345 loan king. It does not lend money by itself, mainly through cooperation with banks, and both parties provide big data. At present, loans are mainly made through Nanjing Bank, and the credit records also reflect the records of Nanjing Bank. Generally, the amount is 0-200,000, and the interest rate is 0.02%-0.05%, so the repayment can be made in advance.