Why are used cars in Japan so expensive and super-preserved? Can you tell me what you think of cars?

Why are Japanese used cars so expensive? In fact, Japanese new cars are not cheap. As long as it comes to hedging, we can't ignore the relationship between the manufacturer's guide price and the actual transaction price. The lower the actual transaction price, the worse the hedging rate, and the higher the actual transaction price, the higher the hedging rate. Therefore, the so-called hedge ratio can only be used as a reference and cannot reflect the actual value of the car, because there are problems in the current formula for calculating the hedge ratio. Generally speaking, the car with annual fare increase has a high rate of preservation!

The formula above = (second-hand price/manufacturer's guide price) * 100% is the formula we have always used to calculate the second-hand car's value. Its defect is that it uses the manufacturer's guide price. A few decades ago, the manufacturer's guide price may represent the actual transaction price. Now that our automobile market is gradually maturing, there is a big difference between the manufacturer's guide price and the actual transaction price, so it is not appropriate to use the manufacturer's guide price as the denominator in this formula. There are two trends in the results calculated by this formula. . . The actual price is lower than the guidance price: the lower the price, the lower the hedging rate. The actual price is higher than the guidance price: the higher the price, the higher the hedging rate.

The actual example is an American car. The manufacturer's guide price is 200,000 yuan, and the actual transaction price of the consumer is10.5 million. After three years, the second-hand car price is10.2 million yuan (this is just an example). So what is its hedging rate? Let's use the above formula to calculate, 12/20=60%. Is this hedging rate really accurate? According to this formula, consumers lost 80,000 yuan in three years, but the actual transaction price was 6.5438+0.5 million, right? Therefore, if the denominator is changed to 1.5 million, then its hedging rate becomes 1.2/ 1.5 = 80%, which is actually close to the hedging rate of Japanese cars. Why is the insurance rate of American cars so low In fact, it is because there are loopholes in this formula that such a low hedging rate is calculated!

A Japanese car, the manufacturer's guide price is 250,000, and the consumer actually increases the price by 280,000 (the price is 30,000). After three years, the number of used cars will increase to about 250 thousand. If it is calculated according to the above formula that its hedging rate is 250,000/250,000 = 100%, how did this 100% hedging rate come from? In fact, it is a higher actual transaction price. Under the action of the flawed formula, it depreciated by 30 thousand, but it produced two completely different hedging rates. American cars depreciate by 30,000, and the rate of preservation is only 60%, while Japanese cars with price increases depreciate by 30,000, but the rate of preservation is as high as 100%, so this is the formula loophole I mentioned above; This is also the reason for the high rate of preservation of Japanese cars and some German cars. The higher the actual price increase, the higher the hedging rate calculation result!

When the actual mark-up price is higher or much higher than the guidance price, it will produce a value-preserving rate close to 100%, or more than 100%, just like some friends praised Japanese cars and said that they can still sell a new car price after several years, or that Japanese cars not only do not depreciate but also appreciate, which is actually the result of formula loopholes; When the price increase is higher than the depreciation amount, the hedging rate will be higher than 100%, but the water content of this 100% hedging rate is too large! Therefore, when you calculate the hedging ratio, please pay attention to the difference between the guide price and the actual transaction price. If the difference is too big, then the result of husband's calculation will be inaccurate and there is no way to reflect the actual value of the car. Just like the two practical examples I cited above, both cars have depreciated by 30,000 in three years, and the insurance rate of American cars is only 60%, while that of Japanese cars is as high as 100%. This 100% insurance rate is really ironic. Friends should treat these high-value cars rationally. In fact, buying high and selling low are different.