How to cancel SMS reminder service of CITIC Bank credit card

How to cancel the credit card of CITIC Bank?

The credit card cancellation method of CITIC Bank is as follows:

1. The quickest way to cancel CITIC Credit Card is to directly call the customer service phone number of CITIC Bank: 400-889-5558 to apply for cancellation. However, it should be noted that before canceling the credit card, first confirm that the account has no arrears and no balance at the same time, and then call the credit card customer service phone to transfer to manual service, and directly apply to the manual customer service for canceling the credit card.

2. You can also cancel the card at the counter of the bank outlet. You need to bring your ID card and credit card to the bank to fill out the application for account cancellation. If the credit card is in arrears, you need to make up the arrears. In a few days, the bank will call to confirm before canceling.

1. How long does it take for CITIC Bank to approve credit card loans?

It usually takes three working days for CITIC Bank to approve the loan by credit card, and the lender can receive the payment within 1 working day after the credit card of CITIC Bank is approved.

If the lender fails to review the loan application for a long time after submitting it, the lender should call the credit card customer service hotline of CITIC Bank to ask the specific reasons. It should be noted that the lender must maintain good credit information and no bad debts before applying for a loan.

2. What is the impact of CITIC Credit Card overdue for three days?

It doesn't matter if CITIC Credit Card is overdue for three days.

CITIC Bank's credit card has a three-day repayment grace period. If the borrower fails to repay after the three-day repayment period, there will be overdue credit records. Repayment in full within three days after the repayment date shall be deemed as timely repayment. If there is no full repayment, as long as the repayment amount exceeds the minimum repayment amount, it will not be overdue, but interest will be generated at this time.

3. How to redeem credit card points of CITIC Bank?

There are several ways to redeem credit card points of CITIC Bank:

1. Website redemption: first log in to online banking of China CITIC Bank, and click to enter integral mall. You can check the credit card points in the mall, choose the goods to be redeemed according to your existing points, submit the order and improve the receiving information, and then you can complete the redemption.

Operating environment:

Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition

System version: Windows 1 1

Browser: Google chrome browser

Browser version: 87.0.4280.88

2. SMS redemption: You need to edit SMS with your mobile phone number bound to CITIC Bank: "CR+ redemption code+last four digits of the card" and send it to 106980095558 (you need to indicate the rights and interests of member information, such as air miles, etc., and SMS redemption is not supported).

3. WeChat redemption: firstly, log in to the WeChat account of CITIC Credit Card, click and select "My Account"-"Points Redemption", and then you can redeem points gifts as required.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 8.0. 16

4. Redemption of mobile app: First log in to the "Mobile Phone Card Space" app of CITIC Credit Card and select "Friend Fish" on the home page. Click ",you can choose the product you want to replace.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 8.0.0

Credit card cancellation method of CITIC Bank

You can't cancel the credit card with arrears before canceling the credit card of CITIC Bank, so remember to pay the arrears.

If you have a bad credit record due to overdue, you should choose to continue to use it, repay it on time every month, and spend more by credit card.

Because in the face of this situation, it cannot be eliminated in a short time. Only by choosing the method of continuing to use can the bad records be overwritten. Once the cancellation is overdue, the record cannot be eliminated.

The cancellation method is as follows:

1. Call cancellation

If you need to cancel the credit card of CITIC Bank, you can choose to call the 24-hour customer service telephone number 40088-95558 of CITIC Bank to cancel, and you can cancel the card directly if you switch to manual work.

You just need to follow the telephone prompts to find the manual service and explain why you want to cancel your credit card. The customer service staff of CITIC Bank will help you with it, but it will take several working days and will not cancel it for you at that time.

2. Cancel the outlets

You can bring your valid ID card and the credit card that needs to be cancelled, go directly to the outlet of CITIC Bank and cancel it through the counter of CITIC Bank, but the credit card can only be cancelled if there is no arrears.

And it must be in person. Just ask the staff at the counter to cancel. If you have more questions, you can also consult the bank staff.

How to cancel the credit card of CITIC Bank?

The counter of CITIC Bank was cancelled. Counter cancellation requires you to bring your credit card and ID card, and then give it to the counter staff for cancellation.

CITIC Bank cancelled the call. Call the customer service telephone number of CITIC Bank at 4008895558 to apply for account cancellation.

On June 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By the end of June, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking first in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China.

CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.

CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.

First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.

In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.

CITIC Platinum Card will charge an annual fee after upgrading from Puka to Platinum Card, which cannot be offset by points. It will be deducted after the user explicitly upgrades, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current bill amount reaches 800 yuan or above.

However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment.

In addition, it should be noted that the cardholder of CITIC Bank's credit card can only apply for interest-free installment payment within three working days after the current bill date and before the repayment date.

So much for the introduction of how to cancel the credit card of CITIC Bank.