Introduction of Zijin Card of Jiangsu Bank

Bank of Jiangsu Zijin Credit Card is a credit payment tool that is publicly issued to the public and can be used before being repaid within the approved credit limit. The credit limit is recycled at home and abroad and settled in RMB.

Zijin Credit Card has basic functions such as credit consumption, transfer settlement and cash deposit and withdrawal. It can be used at credit card acceptance points with "UnionPay" logo, outlets designated by banks and special merchants.

1, Zijin Credit Card (Personal Card)

(1) Applicable object

Individuals with full capacity for civil conduct, fixed residence and legal and stable income can apply for personal Zijin credit card from Jiangsu Bank with their valid identity documents and relevant materials approved by the public security department.

(2) Main features

One card in hand is universal.

Cardholders can spend money by swiping their cards at special merchants posted with UnionPay logo at home and abroad, or deposit and withdraw money at any outlets of Jiangsu Bank and the counters of bank outlets that have opened UnionPay counter service, or withdraw cash at ATMs posted with UnionPay logo at home (including Hong Kong and Macao) and many countries in Asia and Europe.

Flexible quota for shopping convenience

When a cardholder needs a higher credit line due to travel, marriage, house decoration and other reasons within a certain period of time, he can call the 24-hour customer service hotline of Zijin Credit Card to apply for a temporary increase in credit line, so as to fully enjoy the convenience of flexible credit line.

Interest-free consumption enhances taste

If you choose full repayment, the cardholder can enjoy an interest-free repayment period of up to 56 days, flexibly allocate personal funds and manage money easily.

Humanized design is safe and reliable.

Cardholders can choose the chic of signature consumption, or choose the consumption mode of password+signature.

The customer service hotline of Jiangsu Bank Zijin Credit Card is 400-828-0888, and the inquiry, loss reporting and consultation can be completed by one phone call. Telephone banking transcends time and space and provides value-added services, making cardholders feel safer and faster.

The loss report of Zijin credit card phone takes effect immediately. Choose to open SMS notification service, so that cardholders can grasp the changes of account funds in real time and effectively prevent fund risks.

Give back to customers with many benefits.

Cardholders enjoy VIP treatment in Zijin Credit Card preferential merchants.

Cardholders can apply for installment payment when purchasing large-sized goods such as houses, cars, computers and household appliances.

Cardholders can also participate in colorful credit card promotion activities carried out by Jiangsu Bank or China UnionPay to accumulate consumption points in exchange for rich prizes; Birthday credit card consumption, the cumulative points doubled; Weekend and Spring Festival, Lantern Festival, May Day and other holiday consumption points will be given 20%.

Zijin credit card is temporarily exempt from inter-bank network fees; Free of annual fee in the first year of card application, free of annual fee in the following year if you spend 3 times in the current period or more than 3000 yuan.

Easy repayment and peace of mind in financial management.

Zijin Credit Card provides a variety of repayment methods: cardholders can repay at any branch of Jiangsu Bank, automatic deposit machines and bank branches that have opened UnionPay "counter" service, or they can choose to use our Zijin Debit Card account for self-deduction repayment (Nantong, Lianyungang, Suzhou and Xuzhou, Wuxi have not yet opened this service) to avoid financial losses caused by forgetting to repay due to busy work.