Clockwork has a quota in stages, but it can't be used.

The reasons why the platform cannot be used due to the quota are as follows:

1. The borrower's credit report has a bad record, resulting in personal credit damage. installment music may lower the borrower's credit score, thus making it impossible to use the installment music quota.

2. The borrower's ID card is expired or the bank card information is incomplete, and it is necessary to update the ID card and bank card information before continuing to use installment music.

3. The borrower uses installment music to conduct illegal operations, such as frequent borrowing and early repayment, which leads to the installment music system thinking that the borrower is at risk, thus suspending the borrower's quota.