My online loan is overdue. Is it true that you received the text message saying that the case was filed?

Money is a good thing. Without it, we can't move a step. We have been trying to make money all our lives. Money can bring us a better quality of life. While making money, we are also spending money to satisfy our desires. If spending money is not proportional to income, we are short of money. There are many lending platforms now, and some people will use these platforms to make online loans. So if a person's online loan fails, he will receive a text message saying that he has filed a case. Is it true?/You don't say. Let Bian Xiao take you to know about it.

First of all, let me tell you what this kind of online loan is like. There are many loan platforms online. The interest rates of these platforms are higher than those of ordinary banks. Online lending platforms or staging platforms are mostly informal and the interest rate is too high. If you don't pay back the money or it's overdue, they will use various methods to urge you to pay it back, such as violent dunning, harassing calls to you, threatening text messages and so on.

So if your online loan is overdue, is it true that you have received a text message saying that you have filed a case? The answer is false. Because most of these online lending platforms are informal, they will not take legal channels to urge you to repay. Most of the text messages you receive are a way to scare you and make you pay back the money quickly. If you really say that you want to file a case, the police will tell you that you will not use a private number, and there will be a work phone, so you need to beware of being cheated. However, we have to pay back the money quickly. If you don't perform the repayment, you may be sued or threatened by the dunning company, which will affect the credit investigation. ?

All in all, overdue online loans are a means for online lending platforms to let you repay by receiving text messages. If you are really worried, you can go to the police to verify that they are basically fake. However, Bian Xiao reminded everyone that it is best not to borrow money on this platform. After all, these platforms are unreliable. If you want a loan, it is recommended to go to a regular bank, so the loan interest rate is relatively low, which is more appropriate.