An unknown person used my mobile phone number as an emergency contact to get a loan online, and he still didn't pay it back after the deadline?

Others use your mobile phone number as an emergency contact for online loans. If it is overdue, the loan company will keep calling to bother you. In this case, you can set to reject all strange calls to avoid this trouble. In this case, you can also report to the police for the record to avoid trouble. First, tell them clearly that I don't know this person and have nothing to do with this person. I hope they won't call me again. Second, add mobile phones to the blacklist. Third, tell them that if they call me again, I will call the police.

1. If it is a real collection, the user will tell you when asking which platform the other party is, but the fake collection is often not, because the fake collection process is often accompanied by some non-compliant behaviors. In order to avoid unnecessary trouble, he will only urge the repayment, and will not tell the other party which platform he is from.

2. If it is a real collection, it will be reviewed when the user applies for negotiation, and no promises will be given to the user, such as "Stop the collection if it still comes in" and "Cancel the credit inquiry as long as it still comes in". This is basically to coax users to pay back the money quickly, but the promise is basically impossible.

3. If it is a real collection, when sending the collection document, there will usually be a copy of the signed contract and a reminder with the company seal, instead of a simple SMS notification. The common collection notices issued in the name of "everyone's credit investigation" and "hundreds of banks' credit investigation" are all false. Of course, non-compliant collection behavior is not allowed, but users should also fulfill their repayment obligations in time.

Common fraudulent methods of false collection:

1, they generally don't explain which platform the collection is on, but only ask users to repay as soon as possible, and threaten to take more radical collection methods if they don't repay, such as exploding the address book and bombing by phone;

2. Repayment can be negotiated, but it must be paid off in one lump sum. The collection staff will provide WeChat account or Alipay account. Users can transfer money and pay off the account;

3. Some collectors will ask users to add financial repayment, and they can cancel the account as long as they pay it off, otherwise they will take violent collection methods, such as P-picture and door-to-door;

4. Ask users to transfer money to pay off debts for reasons such as system maintenance of online loan platform, otherwise they will always contact borrowers and contacts;

5. The legal collection company will negotiate the repayment method with the debtor, and repay it in one lump sum or in installments. Once the repayment is agreed, it will reach a repayment agreement with the creditor, and the agreement will indicate which account the final money will be transferred to. Fraudulent companies will insist on the debtor's immediate payment and repayment to the designated account, and threaten that the debtor will face serious consequences such as legal proceedings and blacklist of credit information if he does not do as they say. The illegal payee also claims to belong to some form of government agency to convince the debtor.