And bound by SMS.

First, I have been receiving some so-called verification code information about bank card loans recently, or directly.

Maybe someone stole your information and used it to apply for a loan.

Second, I have been receiving the credit card SMS verification code from the bank. What happened?

There may be two reasons for this: 1. The former holder of this mobile phone number used this number to bind a credit card; 2. Personal information was leaked and criminals tried to steal it. If someone steals your card and submits a transaction, they will be asked to enter the verification code on your mobile phone. If he is right, he will fill in the number on your mobile phone and the transaction will be successful. But the number of mistakes is limited, so don't worry too much about safety. If you are afraid of such risks, you can go to the bank to turn off the fast payment function. How to protect personal information security 1 Develop a good habit of surfing the Internet and surf the Internet green. Don't visit websites you don't know or understand, and don't download content. It is very likely that there is a Trojan virus built in it to steal your personal information and get enough information about your anti-virus software, but it is inevitable to miss the net. So it's best to go to your familiar, recognized and officially certified website. 2. Strictly guard against phishing software. Be careful when you download software on the website. Some software looks like decent software, and all aspects are similar to the pages of the software you are familiar with. In fact, it will capture the user's personal information. For example, if you need to input your personal information, including important information such as phone number, ID number and even bank credit, you should be careful. 3. Don't disclose personal information at will. Some people go online and give away their personal information if they are not careful. For example, a web page pops up saying that you won the prize, and you need to fill in the bank to receive the prize, and you need to pay the postage to receive it. Some people fill it out without thinking, and they are deceived only after revealing personal information. Therefore, when surfing the Internet, you must first find out whether the information you need to fill in involves your own information security, so you need to be cautious. 4. Local encryption. If important information is to be stored in the computer, it is best to encrypt the disk or file. Cases of computer leaks abound, such as hacking, computer poisoning, maintaining security, computer loss and so on. The security of personal information cannot be guaranteed. Although there is no absolute security, please encrypt it well in order to be safer. 5. Install personal firewall and update and install system patches in time. Install a firewall to improve the security level of personal computers, timely detect unknown situations to remind users, and update patches to fix system vulnerabilities. If not, criminals can take advantage of this to steal information. 6. Check and kill viruses regularly, update virus database in time, and protect computer information security. Antivirus is very important. The popular Trojan virus steals users' information. Updating the virus database can arm your virus database in time and scan the most comprehensive virus harm. 7. Store information in a safe place. Don't put security-related information on the internet or in the mailbox, which may lead to information leakage. Usually put on the computer hard disk. However, to do a good job of encryption, it is best to save it in a portable U disk and a mobile hard disk, and then take it out when necessary. 8. Do a good job of data backup. Data backup is very important, involving important security information. You can back up multiple files so that some of them are lost, or you can treat a file slightly, divide it into several small files and store it in different places, so that even if some of them are stolen, it will not cause losses.

3. Why did my mobile phone inexplicably receive a short message of verification code for quick loan?

People who do not operate mobile phones receive the verification code of the loan platform. Generally, there are two situations. One is that someone else entered the wrong number, and the other is that the mobile phone number was leaked.

1. Others entered the wrong number. This is mostly because other people's mobile phone numbers are very similar to their own. If you accidentally enter some wrong numbers, the verification code of the loan platform will be sent to the corresponding mobile phone number. Those who really want to borrow money haven't received the verification code for a long time, and those who don't have loans have received it.

2. When the mobile phone number is leaked, it is often harassed by SMS. Some concerned people constantly send verification codes to mobile phones through some loan platforms, harassing car owners, or as a propaganda means to let car owners know that there is such a loan platform.

4. Recently, I have always received some so-called verification code information about the bank card loan being bound. ...

After this bank card is bound, it will automatically send a verification code to your mobile phone reserved in the bank. Cannot bind without verification code.