Will China Merchants Bank’s flash loan be reviewed over the phone? Be prepared in advance

Many friends will see the promotion of flash loans on the China Merchants Bank APP. This consumer credit loan has a low threshold, with a maximum of 300,000 yuan, and can be repaid in up to 12 installments, which is suitable for everyone's capital turnover. After applying for a flash loan, what many people are most concerned about is whether the flash loan will make a follow-up call for review. Today we will briefly introduce it.

1. Flash loans may not necessarily call for review. This is not necessarily true. It just means that a call may or may not be made. Generally, it can be judged from the speed of loan disbursement after application. Flash loans can be disbursed in as fast as 15 minutes. If you receive an approval SMS notification 5 to 10 minutes after applying for a flash loan, congratulations. The bank will not call you because the system has automatically approved it. You only need to wait for the loan to arrive. That's it. If the text message is not received for more than 15 minutes, the bank will call for review. Generally, the bank will call for review on the next working day after review, that is, T1. The phone number is 0755-88815555. Remember to be ready to answer the phone at any time. Prepare, and the loan can be released on the same day after passing the review. If you do not receive a call in time, don’t worry. China Merchants Bank will proactively contact the applicant 3 times. Unless the applicant does not receive a single call, the application will be unsuccessful.

2. What will be asked when making a review call for a flash loan? China Merchants Bank will only call the applicant himself to verify whether he or she is applying, confirm the applicant's information, and see whether the applicant has the ability to repay the loan. Generally, applicants will be asked about their workplace, income, etc. No matter how they are asked, they only need to answer truthfully according to the information provided during the application. This requires everyone to remember the information they submitted in advance to avoid answering incorrectly.