Why did you spend your wallet saying I owed money? I have never used this thing at all.

If you don't borrow money, you don't have to pay attention. Now you are in a period of high fraud. You should beware of this common scam on the Internet, and beware of being cheated.

I didn't apply for a loan on a platform, and I received a text message asking for repayment. There are not a few netizens who have encountered similar problems.

How to deal with this kind of similar problem correctly in the first place? Next, we will analyze it in detail.

First of all, when we receive a short message asking us to repay, we should follow the following four steps:

1. Check the platform name and repayment amount, and carefully recall whether you have applied for a loan recently. If the platform name doesn't ring a bell, then recall the repayment amount and see if it is similar. If you don't remember anything, you can find the platform official website online and call the customer service hotline. But be careful not to click on the link and phone number in the short message, because the content in this link may be designed by the other party, and everything may be fake.

2. Read the short message carefully to see if there are typos, similar words and traditional characters, so as to prevent others from posing as the platform name and asking you to repay. For example, "everyone's loan" is written as "personal loan", "360 loan" is written as "36O loan" and so on. Similarly, don't click on the link in the text message. Even if you are not careful, you can't make any repayment through this link.

3. Pay attention to whether you have received a phone call from a strange number recently. If there is a call from the other party next time, you can answer it. It is also possible that a friend around you is in loans overdue, a platform, and the collection staff sends messages in groups. Similarly, don't help your friend repay, even if you intend to help your friend repay, you can't give the money to the collector.

4. If you confirm that you have not applied for a loan, but the repayment SMS is verified to be true, you should ask the customer service when it was handled and how much you owe, and print a credit report in the bank. Then recall the time when you applied for a loan, and see if you have ever applied for installment shopping or if your family has used a mobile phone to handle business. If not, this situation should be reported immediately.

Summary: Never make any repayment until things are clear, in case of property loss.

China Pay is a financial lending APP launched by Shenzhen Shuabao Technology Co., Ltd. at the end of 20 15. Huabai wages mainly include borrowing money, staging, wallet and other functions. Paid loan: provide small online real-time loan service for paid young people. Installment payment: mobile phones, computers, electric vehicles, household appliances and other commodities provide installment payment services. Pay-as-you-go package: a discount electronic credit card. Pay first and then repay.

Hua Qian wallet is a product of Shenzhen Shuabao Technology Co., Ltd., which was established on 20 13 09 16 and registered in Nanshan District, Shenzhen. Its business scope includes general business projects: Internet information technology development, e-commerce and research and development of mobile network products.