How to cross-bank repayment with Guangfa Credit Card?

Guangfa Credit Card can easily combine UnionPay inter-bank repayment and bank repayment for credit card repayment. If you need to handle it, you can use Huawei Changxiang 10 (version 1.0.0), open the "Discover Wonderful" app (version 6. 1. 1), click "My → Quick Repayment → Repayment Settings" and follow the prompts.

1. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank 1995, and it is also the first profitable credit card. The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.

2.GDB Card always adheres to the service concept of "Give you more, see further for you", takes customer demand as the guide, and leads the credit card market in China with innovation and market segmentation. By June of 20 10, the number of cards issued exceeded 100000, forming a distinctive "wide card issuing model" with the simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won the honors of "Top Ten Most Trusted Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award" and "Best Customer Service Award in Asia Pacific". At the end of 20 10, the credit balance of GDB card exceeded 30 billion yuan, and the profit growth rate exceeded 80%. Net profit leads the credit card industry, and the new NPL ratio is below 1%. The card's activity rate, average income and average profit are all ahead of the industry.

3. In order to ensure the safety of funds, you can enjoy free SMS reminder for every transaction in 300 yuan, keep abreast of account changes, and feel more at ease when using the card. If you need SMS reminder service for all transactions, just dial 95508 to open it, and the cost is only 3 yuan every month. The instant messaging message will be sent through port 95508 (mobile/telecom users) or 10655020288 (Unicom users), and the message content is "The last four digits of your card, xxxx, are spent in xx, xx, xx, XX, XX, XX. . ",please pay attention. Banks provide customers with credit card protection, and customers do not have to bear the loss of credit card theft within 48 hours before reporting the loss, and the amount of protection is as high as the full amount of credit!

4. Set up a 24-hour service hotline 95508 or (86)20-873 10029 to provide GDB customers with faster and more intimate services. Online services include: GDB card business introduction, bill inquiry, customer preferential information, GDB card opening, credit line adjustment, online instant loss reporting, data modification, integral gift exchange, etc. Customers' various card needs for GDB cards can be properly handled by simply calling.

Inter-bank credit card repayment to Guangfa Bank, handling fee problem

The transfer amount is 1%.

When paying back a credit card with a debit card from another bank, you need to pay a certain handling fee to the debit card issuer. This kind of inter-bank transfer is the same as the account where the user remits money from Bank A to Bank B. Bank A charges the user a certain handling fee, which is related to the amount of the user's transfer and whether it is cross-regional, and each bank is not necessarily the same.

Among them, the four major state-owned banks of workers, peasants and China Construction Corporation collect 1% of the transfer amount. Except CCB, the lowest is 2 yuan, the lowest is 1 yuan, and the highest is 50 yuan. However, the charging standards of different banks are different according to the repayment amount. It is recommended to call the bank customer service.

Extended data:

Precautions for credit card repayment:

1, the most important thing to pay attention to in credit card repayment is repayment time. Many people will choose the last repayment date. It is recommended that the card owner return it a few days in advance. If the repayment date is not reached, or the repayment is delayed, it may be overdue.

2. Usually, banks will set aside about 3 days for repayment, for fear of using unreliable methods or encountering software or system maintenance for repayment. Once the repayment date is not paid, it will be overdue again. Of course, this kind of situation is relatively rare, and this is mainly prevention.

3. Be sure to pay attention to the deduction time of the issuing bank. If the salary is not paid in time, it may exceed the deduction period and lead to overdue. To solve this kind of problem, it is best to ensure that there is enough money in the savings card.