How long will it take for CCB's quick loan to arrive?

1. How soon will the quick loan from CCB arrive?

Judging from the past experience, if it is the first time to apply for quick loan from CCB, it will take a long time, but it will generally not exceed 24 hours from the submission of loan application to the receipt of funds.

If you have successfully obtained the credit line and only make withdrawals according to your needs, CCB's fast loan will arrive soon, sometimes in just a few minutes. If you find that your quick loan at CCB hasn't arrived yet, you can do this: go to the bank to check the savings card bound to CCB's quick loan to see if the savings can accept bank transfer normally, and deal with it if there is any problem; On the premise that there is no problem with the savings card, call the customer service phone of CCB Express Loan to reflect the problem to CCB Express Loan. Under normal circumstances, there are three reasons for the delay of CCB's fast loan: if the bank card can't accept the transfer normally and can't return to normal in a short time, then everyone can take the initiative to contact CCB's fast loan customer service and replace the bank card that can be used normally; Sometimes the funds for quick loans of CCB will be delayed due to system problems. After the banking system returns to normal, everyone will get loans soon; If it is because of their recent dishonesty that CCB's fast loan has not arrived, then everyone can only give up CCB's fast loan for the time being.

Second, how long did it take to successfully get the money for the mobile app loan with CCB?

The borrowing app that does not receive credit information arrived on the same day and took the money away in 5 minutes at the earliest.

3. How does the CCB app query the bank?

You can check it through the wealth option in the APP.

China Construction Bank app wants to check the bank information of the bank card as follows:

1) After entering the main interface of mobile banking of China Construction Bank, we click the wealth option on the home page.

2) If we have logged in, the system will automatically display that we can enter the password directly.

3) Enter the account information, and we click this interface.

4) At this time, we can see our bank information on it.

5) Let's go back to the previous interface and click Transfer and Remittance.

6) At present, in mobile banking, you don't need to fill in the account of the other bank, but you do.

7) One more thing, when we get paid for writing things online, we all need to fill in the information of the bank. If the information is incorrect, payment will not be received.

1. China Construction Bank, the abbreviation of China Construction Bank, is a large state-owned bank managed by the central government. According to the requirements of the national investment and financing system reform, China Construction Bank transferred its financial function and policy-based capital construction loan business to the Ministry of Finance and the state respectively, and transformed into a modern commercial bank model. At the same time, after years of reform and development, China Construction Bank has the strength to participate in domestic and international market competition. Like other banks, China Construction Bank has diversified business, including credit loans, residents' savings deposits, foreign exchange business and credit card business.

2. China Construction Bank mainly deals with loans, residents' savings deposits, foreign-related housing reform finance and personal housing mortgage loans. Commercial personal housing loans of CCB are personal first-hand housing loans, personal re-trading loans, housing loans are second-hand housing loans, personal commercial housing loans, personal housing mortgage loans and so on. ), provident fund personal housing loans and personal housing portfolio loans.

Operating environment:

Brand model: ELS-AN00

System version: 2.0.0.212

Reconstruction of China

4. How long will it take for CCB's fast loan application to arrive?

It generally takes no more than 24 hours from submitting a loan application to receiving funds. If the quota has been successfully obtained, the time for applying for CCB Express E-loan will be faster, and it only takes a few minutes to withdraw the bank card. It should be noted that after applying for CCB Express e-loan, the funds will usually be paid to the exclusive loan account first, and users who need to withdraw cash can withdraw cash independently. Extended data:

China Construction Bank's fast loan: fast loan, referred to as "fast loan", refers to the internet financial services provided for online banking users' stock mortgage, financial assets and private banking customers. It can apply for approval online, support various forms of online or offline signing and consumption, and meet customers' rapid financing needs. Anyone who has deposits, wealth management products and national debt in CCB, is a CCB housing loan customer and has not paid off the loan, and is a CCB private bank customer can apply. Application process of CCB's fast loan: 1. Log in to mobile banking → click the "Quick Loan" icon → click "Apply" 2. Enter the application amount → enter the SMS receiving verification code to confirm → successful CCB fast loan interest rate: Because there are many products of CCB fast loan, the application conditions and annual interest rate of each product are different. According to relevant consultation, the annual interest rate of CCB's "fast e-loan" is 7.2%, the annual interest rate of "financing e-loan" is at least 6.72%, and the annual interest rate of "pledged loan" is at least 5.6%. The interest calculation formula of CCB quick loan is: interest = loan amount 1. The reuse of CCB's fast loan will be recorded in the credit report. Because CCB itself is a state-owned commercial bank and is connected to the central bank's credit information system, as a loan product under CCB, the relevant loan repayment records will naturally be recorded in the customer's personal credit information report in detail. When a customer applies for a quick loan from CCB, CCB needs to check the customer's credit status, so whether the final quick loan is approved or not, CCB's inquiry record in the name of "loan approval" will remain in the credit report of the customer who applied for a quick loan. In addition, if the customer is overdue when repaying the fast loan, the overdue situation will also be reported to the central bank by CCB, leaving overdue bad credit records in the customer's personal credit report. Moreover, this record is generally kept for at least five years after the customer pays off the debt before it can be deleted by the system. Of course, the fast loan itself can be recycled. After the customer settles the account, the amount is usually recovered in real time. Therefore, as long as customers make good use of it and repay it on time, the relevant loan repayment records will not have any adverse impact on credit information.