How to write formal IOUs or IOUs? It is better to have a format or an example.

First, how to write formal IOUs or IOUs? It is better to have a format or an example.

The official receipt shall include the legal full name, loan amount, loan term, specific repayment date, loan interest, annual interest rate or amount of both borrowers and borrowers; The way to repay the principal and interest, the signatures of the borrower and the lender, etc. You can fill in according to the following template:

Borrower (Zhang San); ID number (12345678900983); Sexual contact number (124); Home address (Happiness Avenue 123)

Lender (Li Si); ID number (443900904; Ethnic group (Han nationality); Telephone (138) Home Address (Pudong Development University

On July 7, 20021year, the lender Li Si borrowed one hundred yuan (in words) and one hundred yuan (in figures). During the loan period, he borrowed 5 yuan for one year, with an annual interest rate of 0.05%. Both parties agree that 2022 is 105 yuan. The borrower returns it to the lender by bank card transfer.

Date: July, 20021year

Borrower: Zhang San

Lender: Li Si

Generally speaking, an IOU is a written proof of the apparent creditor-debtor relationship and has legal effect. In the event of a dispute between the two parties, an iou is necessary.

In our daily life, we will inevitably meet friends who borrow money from you. In order to reduce your property losses, if the amount is relatively large, I suggest that you must ask your friends to write IOUs, which is also a guarantee for you. If you think this will hurt your friends, remember that the remarks are IOUs, which will help you to collect debts in the future.

But I suggest you look at each other. If the other party's reputation is poor and friends around him say they won't pay back the money, then I suggest you don't borrow it. Because it's hard for others to cheat and not pay you back.

Second, how to write legal and formal IOUs?

1. Party A borrowed RMB from Party B on, with a term of, to. The interest rate of the house price is% per month, and Party B shall pay the interest of the current month before each month and settle the interest in January.

2. Party B agrees to use the land use right as the mortgage of the loan, with the land use right certificate number: and the right to use:. Both parties shall complete the mortgage registration formalities within days from the date of signing this agreement, and the registration fee shall be borne by Party A. ..

3. Party B shall properly keep the mortgaged property according to Party A's requirements. In case of government expropriation, Party A has the right to deposit compensation or Party B shall repay the whole price in advance.

Four. If Party B fails to repay the loan and interest to Party A upon the expiration of the repayment period agreed in the master contract, Party A has the right to dispose of the mortgaged property guaranteed by Party B according to law: if the proceeds from Party A's disposal of the mortgaged property are insufficient to repay the loan principal and interest, Party A has the right to claim compensation from Party B separately.

5. The mortgage is irrevocable until Party B returns the loan to Party A or fails to pay the interest on time. Party B voluntarily renounces the rights of defense, litigation and arbitration, and voluntarily accepts the compulsory execution by the people's executive board with jurisdiction, which is the true expression and commitment of Party B. ..

6. This contract shall come into effect as of the date of signature by both parties, and Party B has no right to sell, transfer, donate, resell or mortgage assets as of the date of entry into force.

7. During the mortgage contract, if Party B's mortgaged property is damaged due to improper storage, Party A has the right to require Party B to restore the mortgaged property to its original state, or to require Party B to provide the mortgaged property approved by Party A again.

Eight. Party B's unauthorized disposal of mortgaged property in violation of the Contract is invalid. Party A may require Party B to restore the original state and recover the loan under the main contract in advance, and may also require Party B to pay 65,438+00% of the total loan as penalty.

Nine. If Party B conceals the existence, dispute, sealing-up, seizure or mortgage of the mortgaged property, thus causing economic losses to Party A, it shall compensate Party A and compensate Party A for the liquidated damages of 65,438+00% of the total amount of the main contract loan.

X party a and party b shall go through the formalities of mortgage property registration within days from the effective date of this contract, and party b shall not delay without reason.

Twelve. For matters not covered in this contract, Party A and Party B may sign a supplementary agreement through consultation.

Thirteen. After this contract comes into effect, neither party may change or terminate this contract.

Fourteen This contract is made in duplicate, one for each party and one for the record of the competent department.

Party A:

Party B:

Contract signing time:

Contract signing place:

If you don't know how to write IOUs or mortgage IOUs, you can refer to the above paradigm indirectly to avoid writing mistakes in the future and damaging your legitimate rights and interests.

Third, how to write formal IOUs or IOUs? It is better to have a format or an example.

20 18 how to write a formal personal IOU model?

Fourth, how to write IOUs and IOUs, it is best to have an example.

The IOU has no format. Just specify the borrower, loan amount, repayment period, loan purpose and interest. If you really want it, I will give you a format. I borrow RMB from the IOU today, with the loan term (month or day), the agreed annual interest rate (or monthly interest rate or daily interest rate), and repay the principal and interest at maturity (or indicate quarterly interest payment or monthly interest payment). Borrower: guarantor: witness: MM DD YY.