How to withdraw Zhuhai provident fund?

Zhuhai provident fund withdrawal: log in to the online service hall of Zhuhai housing provident fund; Click "automatic liquidation declaration" to fill in relevant information; After successful submission and approval, it will be automatically closed and you will receive SMS notification within 24 hours. After SMS notification, the funds will be automatically transferred to the general savings account on the joint housing provident fund card at 20: 00 that night. Provident fund generally refers to housing provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, social organizations and their employees.

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

nature

In terms of security, the establishment of employee housing provident fund system provides a guarantee for employees to solve housing problems faster and better;

Mutual assistance, the establishment of housing provident fund system can effectively establish and form a mechanism and channel for workers with housing to help workers without housing, and housing provident fund provides financial assistance to workers without housing, which reflects the mutual assistance of housing provident fund to workers;

In the long run, every urban employee must pay personal housing provident fund from the date of joining the work to the time of retirement or termination of labor relations; The employee's unit should also pay the housing provident fund for employee subsidies as required.

There are two repayment methods for personal housing provident fund loans: monthly equal principal and interest repayment method and monthly average principal repayment method.

The monthly equal principal and interest repayment method refers to the repayment method that the borrower repays the loan principal and interest unchanged every month, but the loan principal increases month by month and the loan interest decreases month by month.

The monthly average capital repayment method refers to the repayment method in which the borrower repays the principal regularly every month and the loan interest decreases month by month.