What loan platforms are there in Shanghai?

What loan platforms does Shanghai Finance Company have?

Shanghai Finance Company has a small full financial loan platform. Du Xiaoman Finance, formerly known as Baidu Finance, achieved independent operation in April 20 18. In the era of intelligent finance, Du Xiaoman Finance will give full play to the advantages and technical strength of Baidu AI, and join hands with financial institution partners to provide more people with reliable financial services through technology.

The first is a small all-financial loan platform.

Xiaoman Finance, formerly known as Baidu Finance. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a new brand of Xiaoman Finance to achieve independent operation. Baidu's internet finance business began in 20 13, and in 20 15, the existing financial business was integrated into a financial business group, and the financial business was raised to Baidu's strategic position, and Mr. Zhu Guang, senior vice president of Baidu, was fully responsible.

Second, the formula of corporate culture

102065438+In February, the United Nations Global Compact China released the list of "Best Practices for Enterprises to Achieve Sustainable Development Goals in 2020". * * * Twenty China enterprises were selected as best practice enterprises. Among them, Xiaoman Finance was commended by the United Nations for its practice of helping small and micro enterprises, helping poor farmers and creating social employment, and was successfully selected as "Best Practice Enterprises for Eliminating Poverty and Promoting Prosperity". On August 4, 2020, Suzhou High-tech Zone 2020 Hurun Global Unicorn List was released, with Xiaoman Financial Rank 108. On February 20 19, Du Xiaoman's financial ABS case won the "Excellent Practice Award" of Harvard Business Review on February 20 19 at the "Yue Management" award ceremony held at Wharton China Center. On 202 1 July 21day, Du Xiaoman Finance made an emergency donation of100000 yuan through Henan Charity Federation.

To sum up, with the joint efforts of Xiaoman Finance's multi-business sectors, inclusive finance is practicing the ideal of integrating finance into the daily life of ordinary people, helping people realize their dreams of a better life and enabling more people to obtain financial services equally and conveniently.

Where can I get a quick loan in Shanghai?

I suggest you choose formal channels to apply for loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through mobile banking, and you can also check whether you are eligible to apply.

1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.

2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.

3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.

4. There are two ways to apply for a loan within the lightning loan limit:

(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.

(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.

Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.

(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.