Time of withdrawal and receipt of Chongqing provident fund

Provident fund collection time is fifteen working days.

Provident fund withdrawal conditions

1. The employee or his immediate family (spouse, children, parents) shall pay off the purchase price when purchasing the owner-occupied house, and meet the following conditions:

(1) For the purchase of commercial housing, within 1 year from the date of filing and registration of the purchase contract or 1 year from the date of obtaining the property ownership certificate.

(2) The purchased house is within 1 year from the date of signing the house purchase contract or 1 year from the date of obtaining the house ownership certificate.

(3) If the demolition resettlement house is purchased, it shall be within 1 year from the date of signing the demolition compensation and resettlement contract (agreement) or 1 year from the date of obtaining the house ownership certificate.

(4) Buying a house for re-trading or auction within 1 year from the date of obtaining the house ownership certificate.

(5) Purchase affordable housing within 1 year from the date of signing the house purchase contract.

2 employees or their spouses to repay the principal and interest of housing loans, in the loan period and repayment amount, according to the following circumstances:

(1) If employees or their spouses repay the principal and interest of commercial loans, they can withdraw them once a year within the repayment period. The first withdrawal shall not exceed the down payment, and the subsequent withdrawal shall not exceed the repaid loan principal and interest for the same period.

(2) If employees or their spouses repay the principal and interest of provident fund loans (including portfolio loans), they can withdraw them once a year within the repayment period. The sum of the withdrawal amounts of employees, spouses and borrowers shall not exceed the repaid loan principal and interest in the same period.

3. Workers or their spouses build, renovate or overhaul self-occupied housing within 1 year from the date of approval of the approval document;

4. If the leased house is occupied by itself, within the term of the lease contract;

5. Deposited employees are migrant workers;

6 employees or their immediate family members (spouse, children, parents) enjoy the minimum living guarantee for urban residents;

7. Employees or their immediate family members (spouses, children, parents) suffer from malignant tumors, acute myocardial infarction, sequelae of cerebral apoplexy, coronary artery bypass grafting, major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease and other major diseases, resulting in serious difficulties in family life.

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