What are the marketing words for savings deposits?

The marketing of savings deposits is mainly based on customers' off-bank funds and three-party depository funds. Tellers should take warm and thoughtful service, our preferential policies of deposit marketing and tripartite fund return as the main means to attract customers. Tellers should communicate with customers more in the daily business process, so as to ask more questions, think more and observe more. The following are the contents of the savings deposit marketing words I collected. Let's learn them quickly.

Case 1

A Mr. Li took a large sum of cash to deposit, but he didn't know when to use it.

Teller: Hello, Mr. Li. The current interest rate is low. I suggest that you open the notice deposit business. Have a fixed income, convenient for current account. The income is three times the current interest. In addition, some funds can be allocated reasonably, some of which can be deposited regularly and some of which can be notified. At present, the three-month fixed deposit rate is 3. 1%. Once you need to deposit urgently, you can withdraw it in advance or in part, which will not affect your capital use. If you still have money in other banks, you can turn around and do it together.

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A customer who often comes to our bank to handle counter transfer business, the teller knows that the customer has frequent capital turnover and large cash flow in the process of handling business for him many times, and he also knows that he has funds among laymen.

Teller: Hello, sir, our bank has launched a product called Yinglibao, and its income is about five times that of demand deposits. Very suitable for customers who often use funds, such as you. If you choose this product, you will find that there will be a considerable income without affecting your normal capital operation. After completing this business, I can introduce a professional financial manager to you in detail.

Case 3

A lady Zhang often goes to the counter with an ordinary card to handle remittance business in different places.

Teller: Hello, sir! If you use our Ward card to handle cross-bank or off-site remittance, the handling fee is free, and the Bank of Communications wealth management card can enjoy a 60% discount on remittance, which can save you a lot of handling fees! In addition, if your funds are settled in a few days, we also have "Yinglibao" products, which bear interest every day, with a yield of 2.65%, which is 5.3 times the current interest. I'll ask a full-time account manager to give you a detailed introduction.

Case 4

The customer signed a tripartite depository agreement.

Teller: Hello! I see you have signed the tripartite depository agreement?

Guest: Yes.

Teller: We now have a Yinglibao product, and the income is 5.3 times that of the current account, which is convenient for the current account. When you don't use funds to buy stocks, just click the mouse and transfer the funds to our bank, and you can subscribe at any time through online banking. When you need to use funds, as long as you redeem them before 3 pm that day, it will not affect your entry into the stock market before the close.

Guest: Is that good?

Teller: Yes, I'll ask a professional financial manager to introduce you to the specific operation details.

Case 5

A customer came to the front desk to handle business, and the teller learned through communication that the customer was more concerned about the stock market. At this time, the teller promptly launched our three-party depository business to attract customers' funds to return.

Teller: Hello, sir! I see you usually pay more attention to the stock market. Do you buy stocks? Is your tripartite stock depository business confirmed by Bank of Communications?

Customer: No, it's in China Construction Bank.

Teller: Oh, sir, the three-party depository service launched by our bank is quick and convenient to transfer money at ordinary times, and it will also be transferred to lottery regularly, with a large number of places and rich gifts. Moreover, our bank has specially developed new products for stock customers, which can be used at any time, and the income is equivalent to 5.3 times of the current demand. You can consider transferring the three-party depository account to our bank.

Case 6

Customer Mr. Li has a lot of idle funds in his securities account.

Teller: Hello, Mr. Li. You often do securities business. It's a waste to put such a large sum of money in a securities account. We now have a product for securities customers, which is especially suitable for you. Your idle securities funds can be purchased by transferring them to the bank, and the daily interest rate is 2.65%, which is nearly 6 times of the current demand. It is also very convenient to withdraw money, and you can redeem the funds before 3 pm every day. It has the convenience of current and regular income, which is very suitable for you.

Case 7

Customer Ms. Wang's account has a lot of idle funds, so I'm not sure when to use it. Go to the counter to consult short-term financial products.

Teller: Hello, Mr. Wang. If you are not sure when the funds will be used, I will recommend you a short-term wealth management product of the bank, with interest at 2.65% per day. The interest rate is 5.3 times that of the current period, which will not affect your use, but also have higher income. Let me ask a professional financial manager to do a detailed calculation for you first?

Analysis:

In the above case, the teller made a successful savings deposit marketing for customers on the basis of being familiar with the customer's capital trends, various preferential policies for savings deposit marketing and related wealth management products, which laid the foundation for further exploration of customers.