Will large bank transfers be frozen?

Yes, the bank will pay attention. Banks will screen funds through big data and anti-money laundering systems. If there are financial transactions between you and the amount data has similar records, the bank will not make too many inquiries.

According to the Measures for Reporting Large-value Transactions and Suspicious Transactions of Financial Institutions, a single large-value transaction with cash receipts and payments exceeding RMB 20,000 or a foreign currency transaction with an equivalent value of 1 10,000 USD or more shall be reported to the superior. However, it is impossible to check every sum of money. The bank has made corresponding rules. As long as the transfer meets the conditions in the rules, it will be checked.

There is no need to freeze 100% for batch transfer. They are just routine risk control procedures. If a large number of normal transactions and personal information are well recorded in the bank, they can pass the audit quickly.

Secondly, it doesn't really matter to you whether the other party transfers money or not. Even if the other party does transfer money, if the risk control funds are returned in the same way, it means that there is no transfer. So in any case, the actual arrival of the goods shall prevail.

Finally, some banks have SMS reminder service, that is, when the other party submits a transfer application, some banks will send you a text message to inform you to pay attention to the change of account balance, so that you can know in time whether someone has transferred money to you.

Generally speaking, banks have different regulations on the transfer amount between accounts and corporate accounts. Personal accounts or personal accounts of legal persons, banks, other organizations and individual industrial and commercial households, with a single transaction or accumulated between 6,543,800,000 USD (equivalent to more than 6,543,800 USD in foreign currency); The transfer amount between enterprise accounts is relatively high. Generally speaking, a single sum or a total of 2 million (foreign currency equivalent to more than 2,000 US dollars) will be investigated. This monitoring was not immediately checked. On the contrary, there were many "suspicious" transfers in a certain period of time. For example, this kind of "suspicious" includes, for example, if you pay thousands of plots of land every month, suddenly 50,000 or100,000 has accumulated more than 500,000 operation records in a short time, and it will definitely be investigated.

Normally, the bank will not check the one-time transfer of 100000. However, for the safety of depositors' fund accounts, when depositors transfer more than 654.38+10,000 yuan, banks will register relevant information without affecting depositors. But don't worry, depositors' deposits and withdrawals, transfers and other businesses can be carried out as usual and will not be affected.

Large-scale capital transfer will be investigated, but the problem is not big and has no impact. Checking large-scale capital transfer is also protecting people's capital and property safety. I hope I can help you.