How to inquire about the credit card limit of Shanghai Pudong Development Bank

How to inquire about the quota in the credit card business card printing of Shanghai Pudong Development Bank? Let's take a look at these quota inquiry methods.

A card friend said that the Pudong Development Credit Card he applied for in Alipay was passed, and the bank sent a short message to approve the card, but the credit limit was not mentioned in the short message. In official website, the card processing progress shows that "the business card is being processed". Would you like to know if you can check the credit limit if you don't have a card? The answer is yes. Let's take a look at the many ways to inquire about the quota, which is the most applicable.

As far as we know, there are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank. As long as you confirm that your credit card has passed the examination and approval, you can check the specific credit card limit through customer service phone, official website and mobile APP. However, the business card printing has obviously passed the examination and approval, so you can wait until the card is issued.

The following are some common methods to query the quota:

1, official website query: first log in to Shanghai Pudong Development Bank Credit Card official website, and enter your own credit card, login password, etc. , and then click to enter the credit card center to check your total credit limit, available credit limit, cash withdrawal limit, etc.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and then turn 2 to find the credit card limit.

3, Xida Puben APP query: You can download the Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and enter the credit card center to inquire about the specific amount.

4. WeChat official account inquiry: WeChat pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card", and click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar to bind your Shanghai Pudong Development Bank credit card, and your credit limit will naturally be displayed.

However, there are only a few ways to check the limit when you apply for a card, and there is no card, so you can't know. The most direct and effective way is to call customer service and transfer to manual customer service, so that customer service can help you check the quota.

How to check the operation path after the credit card of Shanghai Pudong Development Bank has passed? The following is.

Yesterday, one of my high school classmates asked me that he applied for a credit card of Shanghai Pudong Development Bank, but he wanted to know the quota and asked how to check the quota of this credit card of Shanghai Pudong Development Bank. Today, I compiled this article for your reference only.

First of all, let's take a look. What is the credit card limit of Shanghai Pudong Development Bank?

Credit card limit of Shanghai Pudong Development Bank: refers to the maximum monthly consumption and withdrawal limit given to you by Shanghai Pudong Development Bank according to the information provided when you apply, which generally consists of a fixed limit and a temporary limit.

There is also available credit line, which refers to the unused credit line of credit card. The available credit limit will decrease with your credit card consumption and will be restored after your repayment.

Inquiry method of credit card limit of Shanghai Pudong Development Bank:

1. Call Pudong Development Hotline Customer Service 400-820-8788, and after authentication, transfer to manual inquiry according to voice prompts;

2. Log in to the online bank of Pudong Development Credit Card, select "Credit Card" and enter the cardholder's account and password for inquiry;

3. Log in to the Pudong Development Credit Card APP "Xida Puben", and in your credit card, click the corresponding card to view the quota;

4. Pufa Credit Card WeChat official account, which can be queried after binding;

To sum up, it is the sorting method of inquiring about the credit card limit of Shanghai Pudong Development Bank, and I hope it will be useful to you.

Pudong development bank credit card application

How to inquire about the credit card limit of Shanghai Pudong Development Bank?

Inquiry method of credit card limit of Shanghai Pudong Development Bank:

A, official website query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Baidu browser: v5.22.0.30

Log in to official website () of Shanghai Pudong Development Bank Credit Card with Baidu Browser app, enter your credit card and login password, and then click Enter Credit Card Center to see your total credit line, available credit line and cash withdrawal line.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and turn to 2 to find the credit card limit.

Third, Xida Puben APP query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: v7. 1.5

You can download the Shanghai Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and then enter the credit card center to check the specific amount.

Fourth, WeChat WeChat official account inquiry:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: v8.0. 18

WeChat app pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card". Click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar to bind your Shanghai Pudong Development Bank credit card, and your credit limit will be displayed naturally.

1. What is the credit limit of the Platinum Card of Shanghai Pudong Development Bank?

Shanghai Pudong Development Bank credit card, the amount of platinum card is more than 50,000 yuan, ordinary card 1 10,000 yuan, gold card 1 10,000 yuan to 50,000 yuan. Moreover, the Platinum Credit Card of Shanghai Pudong Development Bank has multiple types of cards, and the quota is different:

1. Simple Platinum Card. As a kind of mass consumption card, the simple platinum card has a credit limit of 8,000 yuan to 50,000 yuan.

2. Standard platinum card. The standard platinum card amount is slightly higher than the former, ranging from 1 10,000 yuan to 50,000 yuan;

3. High-end platinum cards and ultra-platinum cards. These two kinds of credit cards are only for users with high consumption demand, and the credit requirements are very strict. The minimum credit line is about 50 thousand yuan, and there are some available temporary credit lines, which can reach hundreds of thousands or even millions.

2. How to raise the credit card of Shanghai Pudong Development Bank?

1. Revoke the temporary line.

After Pufa mentioned the temporary quota, it is easier to increase the fixed quota. After temporary mention, it is usually fixed once after 6 months.

Generally, it will take three months for Pudong Development Card to increase the temporary quota, but when repayment is needed, the temporary quota must be paid off in full. Only in this way can we withdraw a fixed amount, and then make the next temporary withdrawal three months later.

2. Small multi-credit card

Compared with other banks, Shanghai Pudong Development Bank also prefers the cardholder's consumption form of small amount and multiple transactions. Very sensitive to large credit card consumption, very easy to be controlled by the wind, so try to brush as little as possible. It is best to swipe more than 20 cards every month. And these 20 pens need to be scored, including online and offline. Online consumption can be made on platforms such as Taobao, Tmall and JD.COM. Alipay WeChat can be bound offline, and scanning code payment in the store is also offline consumption. 1 You can make a big sum, and the rest are small. If it is a small card, you can deposit a certain amount into the credit card. If it is a big card, it is best to have points, online and offline, and diversified consumption.

In addition, Pufa likes cardholders to spend high-end merchants offline, but be careful not to brush jewelry. This is a kind of merchants strictly controlled by Pudong Development Bank, and many cards have been frozen some time ago.

3. Withdrawal by installment

The lifeblood of Shanghai Pudong Development Bank is staging, which is the most important one! As long as you do the installment, you will be given an amount, which is related to the number of installments. No matter how much it costs, Pufa will give you a raise as long as there is a stage. However, the number of issues should not exceed 6. In addition, you can also buy things by stages in the shopping mall in Pubenli, Xida University, which is also conducive to raising the amount. This way is also very effective for the opening and raising of universal funds.

4. Brush drilling and credit scoring

The universal fund and quota of Shanghai Pudong Development Bank are mostly based on the star diamond grade and credit score, which is the same as the star rating of ICBC. High scores are high-quality customers in the eyes of Shanghai Pudong Development Bank. Platinum star diamond: PUFA's star diamond grading system is very simple. The consumption of 2500 yuan is equivalent to 1 card star, and the installment principal 100 yuan is equivalent to 1 card star. When you bind PUFA debit card for the first time, you can get 1 card star if you repay more than 5,000 yuan per month. Credit score: the credit score is closely related to the amount of the universal fund, and a good credit record is maintained.

5. Incremental consumption

For example, if you spend 20% of your quota this month and fail to apply for withdrawal, try to spend 30% again next month, and so on. Generally, if you spend about 50% for two consecutive months, the bank will consider approving the withdrawal. Friends who are repeatedly mentioned can try.

6. Brush consumption

When the amount of your card is relatively small, you can withdraw the amount according to the charging method, for example, the amount of the card is 3000, and the amount is not enough. You can charge 2000 yuan or other amount in your card, and then spend it after it is filled. This is charging.

7. Remember to pay with an empty card.

Among all banks, Shanghai Pudong Development Bank is more afraid of debt. People who have made credit reports should find that Shanghai Pudong Development Bank has the most post-loan management, and so do other banks. Usually once a few months, once a month or two. Therefore, Shanghai Pudong Development Bank needs to avoid issuing bills with empty cards. When the number of transactions you spend reaches, the credit card limit may not be enough. At this time, you must remember that you can't charge with an empty card. If you use an empty card to bill, it will have a great impact on the credit card limit. You can also pay 30% to 50% of the total amount two days before the bill date, which can reduce the debt.

How to check the quota when applying for Pudong Development Credit Card?

Telephone enquiry: Call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter your ID number according to the voice prompt, and turn to 2 to find the credit card limit;

Query of mobile phone app: Shanghai Pudong Development Bank official website and all major mobile phone app stores can download the official mobile phone banking app. After downloading, you can check your credit card limit by binding your account.

Online banking inquiry: If online banking is opened in Shanghai Pudong Development Bank, you can use online banking to inquire about your credit card limit in the credit card account details.

Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.

Basic functions:

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family members.

RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

GM: This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

RMB repayment in consumption abroad

You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

Interest-free repayment period: This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

Minimum repayment amount: this card also provides minimum repayment amount treatment. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)

Revolving credit line: after consumption or cash withdrawal, the available credit line will be reduced correspondingly, but after repayment, the credit line will be restored accordingly-this is the function of revolving credit line! You can decide your own consumption and repayment amount according to your own needs and financial situation. It is easy to handle and avoids many repeated application procedures.

Cash withdrawal: use this card to easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)

Supplementary card: apply for a supplementary card for your family. The supplementary card enjoys the same credit limit as the main card, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.

How to check the credit card limit of Pudong Development Bank?

The primary purpose of applying for a credit card is to be able to overspend, that is to say, the amount of credit card issued successfully is the most concerned issue for the applicant. The higher the credit card limit, the more goods the cardholder can buy and consume. So, how to check the credit limit of Pudong Development Credit Card?

1. Cardholders can call the official customer service number of Shanghai Pudong Development Bank Credit Card. Then ask the manual customer service to check your credit card limit.

2. You can also log in to the official website of Shanghai Pudong Development Bank Credit Card or use the official app of mobile banking for inquiry. Cardholders only need to log in and click to enter the credit card center.

3. Use the official WeChat account for inquiry. The cardholder pays attention to the official account of WeChat and the credit card of Shanghai Pudong Development Bank, and then clicks on the card recommendation-tie the card red envelope in turn, and can check the credit limit after completing the card binding operation.

3, but I have to say. For users who successfully apply for a card, if the card is often empty or overdue, the subsequent issuing bank will also take measures to reduce the credit card limit.

The above is about how to check the credit limit of Pudong Development Credit Card. I hope the answer can help friends in need.

How to inquire about the credit card limit of Shanghai Pudong Development Bank

After receiving the notice of mailing card from Shanghai Pudong Development Bank, you can register for mobile banking, and then check the credit card limit.

The steps are as follows:

1. Download the mobile banking of Shanghai Pudong Development Bank to the mobile phone and install it.

2. Open the mobile banking of Shanghai Pudong Development Bank, enter the mobile phone number filled in when applying for a credit card, and then enter the inquiry password. No matter whether the card is opened or not, this place must be activated by entering 888888.

3. Then enter the verification code received by the mobile phone, and you can successfully log in to the mobile banking. Credit card limit and cash withdrawal limit will be displayed on the home page of mobile banking.

Extended data:

Quota increase:

1, the number of wins. Always use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. quantity wins. It is best to spend at least 30% of the total monthly bill.

3. temporarily quit. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.

4. stick to it. For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently.

5. Hibernation is suspended. If the credit card is intentionally stopped for a certain period of time, the bank will give some incentives to activate the dormant card in order to occupy land, such as rewarding cash withdrawal.

6. Seize the opportunity. The time to raise the amount is also important. It is most effective to apply on the accounting day or when the card has just been maxed out.

7. Continuous consumption. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

fundamental function

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family members.

RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

global

This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

RMB repayment in consumption abroad

You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

Interest-free repayment period

This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

Minimum repayment amount

This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)

draw cash

With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)

So much for the introduction on how to inquire about the credit card limit of Shanghai Pudong Development Bank.