Citic xinjinbao

CITIC Xinjinbao is a cash advance product based on credit card. Eligible cardholders can apply for up to 300,000 yuan, but they can only be used for various types of consumption and cannot be used for investment.

1. What is CITIC New Jinbao?

Xinjinbao is a cash advance product provided by CITIC Bank Credit Card Center, which can be approved quickly and received in real time. This product is aimed at people who don't have CITIC Bank credit card for the time being, have good personal credit and stable work income.

If the application for new Jinbao is successful, CITIC Bank will also send a credit card. The cardholder can transfer the amount within the credit card limit to his savings card and repay it to the credit card in installments. The monthly handling fee is only 0.77%.

Second, the basic situation of CITIC New Jinbao

1, a China citizen aged between 18 and 60, holding a second-generation ID card and living in the Mainland for a long time;

2. Have a good personal credit record;

3. The employees in the unit have sustained and stable jobs and incomes.

Three. Scope of Credit Line of CITIC Xinjinbao

The amount of CITIC New Jinbao really varies from person to person. How much can be approved depends on the applicant's income and credit history.

Usually, the amount you can apply for is within the available amount of cash installment of your credit card, with a minimum of 1 yuan and a maximum of 300,000 yuan.

Four. The scope of use of CITIC New Jinbao

The funds of CITIC Xinjinbao can only be used in the consumer field, and shall not be used for any non-consumer activities such as production, operation and investment (including but not limited to purchasing financial products such as stocks, securities, futures and wealth management products, buying houses or conducting real estate operations, etc.). ), lending or other restricted areas prohibited by national laws, policies and regulatory authorities.

5. How to apply for CITIC New Jinbao?

1. Fill in the application materials online and submit the application;

2. The applicant brings relevant materials to the Credit Card Sub-center of China CITIC Bank for preliminary examination;

3. You can lend money on the same day at the earliest, and you can apply for a credit card.