Why did Huaxia Xincai only freeze the CCB card?

Huaxia Xincai will freeze the bank card only if you don't repay it, and the CCB card is the first one to be frozen. If you have enough money in your card to repay, you won't freeze anything else.

We must know that Huaxia Xincai itself has no right to freeze bank cards, and only law enforcement units such as public security, procuratorial work and law enforcement have the right to freeze them. Freezing bank cards is the company's main means. The bank card of China Construction Bank will be frozen first. Some people have several cards frozen. If the borrower still refuses to fulfill the repayment obligation, the police will continue to freeze other bank accounts, Alipay accounts and third-party payment accounts such as WeChat wallet.

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1. Now, after vigorously rectifying online loans, the online loan rectification offices at all levels across the country have included the information of untrustworthy borrowers on the online loan platform that maliciously evaded debts into the credit information system and publicized it through the website. Relevant departments will * * crack down on dishonest behaviors such as running away and losing contact, and * * * crack down on debt evasion. No matter whether the platform is operating normally or business is terminated, the rights and obligations of the parties to the signed loan contract will not be affected, and the borrower shall fulfill the obligation of repaying the principal and interest according to law. In short, borrowing money is not the root of all problems. If the relevant platform has the ability, it will not only freeze personal bank cards, but also further freeze other financial accounts under personal names, and even receive court summons for a long time.

2. The bank card may be frozen because:

1. A bank card is a credit card (debit card). If it is frozen, the credit card may have abnormal transactions such as malicious cashing, forged information, and consecutive password errors, and the bank card may be frozen by the bank.

2. For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze the bank card.

3. A bank card is a debit card. If it is frozen, it is the wrong account, that is, the bank mistakenly gave more money to your account during the transaction, so the bank may freeze the part that was given to you. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing the bank card because of the need of handling the case. At the same time, customs, tax authorities and other departments also have the right to freeze. 4. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.

5. If the bank card fails to apply for a new card upon expiration, the bank will freeze the expired bank card after expiration.

6. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.