Yixin is three months overdue. What should I do?

It's three months overdue. Why don't you return it? Not afraid of punishment?

If you forget it in a short time, according to industry standards, the general customer service will remind you to repay on time by phone, text message, email, etc. It doesn't matter much if you hurry at this time. If they don't pay back, they will charge overdue penalty interest according to the contract. These contracts are marked, you can go and have a look.

In addition to reminders and penalty interest, overdue will also affect personal credit information, and your overdue record is linked to the credit information system. Once there is a problem with credit information, subsequent travel, shopping and children's schooling may be affected. They may even sue you, which is even more troublesome.

I suggest you contact Yixin customer service as soon as possible to explain your situation. If you really have difficulties, see if your relatives and friends can help you. As long as you return it as soon as possible, it will not have a greater impact in the future.