I don't have a bank card, but the news says my certificate has expired.

People often receive messages from banks (Dear customers of a domestic bank, the validity of the documents you keep in our bank will expire in a few days. In order not to affect your financial services, please bring your new certificate to any branch of our bank as soon as possible to update your certificate information. ) In this case, the processing is as follows:

1 Now there are more and more means of telecom fraud. If you receive a strange short message, you must first verify the authenticity of this short message. Under normal circumstances, we receive this message because the ID information left in the bank is about to expire. At this time, the system will automatically send such a short message on the mobile phone number reserved by your bank, so if the short message you receive is from our normal mobile phone number, don't believe it, it is 100% fraud. The short message sent by the bank has a specific number. In fact, it is easier to take out your ID card directly and see if it will expire. Generally, banks will send us such messages a few months before our ID card expires. If the SMS informs you that it has not been updated, there will be a manual customer service to remind you.

After consulting the bank, if it is true, bring a new ID card to the bank to change it. Generally, you don't specify which bank to go to, but any branch of your peers can. If you haven't changed your new ID card, change it first.

Some banks have complete facilities, so you don't need to go to the counter staff to handle them. It can be handled directly at any ATM in the same industry. Please consult the local bank outlets and handle it at ATM, which can save the time of elimination.

Generally speaking, if the reserved ID card expires, it will be added that it will be updated within 30 days. Actually, there is no need to worry so much. Unless you have to go to the bank for business, it will not affect you, but it will be updated eventually.

5 When you receive the message, you know that your ID card is really expired, but you can't update your ID card online at present if you don't click on the link, so remember not to click on the link. Links are mostly deceptive, and you should be cautious about things involving money.

The functions that may be restricted before and after the maturity of each bank are different. Just call the banks in detail. Of course, in order to prevent us from being frozen during use, we should go to the bank as soon as possible to update the retained documents and materials.