1069 The text message at the beginning is about loan collection. Is it true?

The short messages about 1 and 1069 are probably true. 1069 is a short message platform managed by the Ministry of Industry and Information Technology, and has cooperative relations with China Mobile, China Unicom and China Telecom. The short message service starting with 1069 is very extensive, and most financial institutions send short messages in groups starting with 1069. Therefore, if the user receives a short message starting with 1069 to remind loans overdue, the authenticity is still relatively large.

2. However, this does not mean that the loan reminder message at the beginning of 1069 is 100% true. In recent years, there have been news that public security organs have cracked short message fraud cases. In May 2020, the Ministry of Public Security cracked down on the illegal and criminal activities of 1069 platform, and the public security organs of Beijing, Hebei, Shanghai and other 15 provinces and cities acted simultaneously, eventually destroying nearly 60 illegal 1069 SMS platforms.

3. If you unwittingly receive the loan reminder information of 1069 SMS platform, you can call the lending institution directly. Tell the basic information about yourself, and then ask the customer service if there really is a loans overdue. If the official says there is no overdue situation, then this message is basically an error message.

I suggest that when using the loan, we must plan the use of funds reasonably. Develop good lending habits and avoid overdue situations. This will not only generate high penalty interest, but also damage your personal credit information.

1, I believe that people who are overdue will often hear this sentence from the collector, but the reality is that after you return the money, it will not have much effect, but the collector will continue to collect it. There is a simple reason. Online loan companies outsource collection business, which is generally periodic. Sometimes it's a week, sometimes it's a month or more. At this time, you repay the loan, but after a week, the online loan company has to outsource again. Other collectors can collect money regardless of whether you have paid back the money before, and it is appropriate to pay back the money, but it is best not to believe this.

2. If this is the case, in fact, the online lending platform has already sued you, but I am not calling on everyone not to pay back the money, just telling you that this statement is not credible. The money must be paid back, whether morally or legally, but some online lending platforms are "unreasonable". If this is the case, you should actually hope that they will sue you. Because then I have a place to reason. Some usury platforms, not to mention that debtors have been sued, debtors have to sue. If your debt has become irreversible, don't think about paying it back except for a one-time settlement. This is not to default, but to prevent this debt from becoming a bottomless pit. It may be troublesome at that time, and a sum of money will be lost. In fact, one-time settlement is the most cost-effective.