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1, saying that the bank card is frozen ≠ really freezes the bank card, this statement only creates a sense of tension for the overdue debtor and makes the overdue debtor consciously repay.

2. 1069 texting is all mass texting. After all, there is more than one overdue person, and the collection agency cannot freeze everyone's bank cards. Freezing bank cards is just a means of collection.

3. Bank cards should be frozen according to law, only national law enforcement agencies, such as public security organs, people's procuratorates, people's courts, tax authorities, customs, etc. , have the right to do so. No other market-oriented institution can directly freeze personal bank cards.

Therefore, the short message of 1069 saying that bank cards should be frozen is false. However, if you really have overdue debts and don't pay them back for a long time, it is not excluded that the lending institution will bring a lawsuit to the court. After the court decides, it will apply for enforcement and freeze the bank card under the name of the person being executed.