5 experiences on preventing online fraud

In order to better express your feelings, it is important to take the time to record these feelings. Writing experiences can help us grow further from the inside out. So what is the format of the experience? The following is the "Experiences of Preventing Internet Fraud" that we have carefully compiled for you. Please continue to bookmark this page after reading it! Experience on Preventing Internet Fraud Part 1

"Internet fraud" and "campus bad loans and online loans" incidents occur frequently on university campuses, which have caused serious harm to the personal and property safety of teachers and students. It is necessary to Strengthen education and arouse the vigilance of teachers and students.

The typical model of online credit is: the online credit company provides the platform, and the fund lender obtains interest income; the fund borrower repays the principal when it is due, and the online credit company charges intermediary service fees. Some P2P online lending platforms continue to expand their business to colleges and universities, using false propaganda methods such as "zero down payment", "zero interest" and "no guarantee", lowering loan thresholds, concealing actual tariff standards and other means to induce students to over-consume and even fall into "loan" Traps have brought huge burden and pain to students and parents

There are many risks in bad online lending on campus:

1. Most of them are illegal private lending organizations and the lending procedures are not standardized. , illegal, short cycle, high interest or even compounding interest;

2. When students cannot pay high interest, they threaten or even extort students, their families, and guarantors by illegal means;

3. Some installment platforms do not proactively and clearly inform users of the consequences of overdue repayment when applying for installments, causing students with delayed repayments to "snowball" their loans;

4. Loans There are many traps in the agreement: using professional terminology and legal provisions to conceal overbearing terms such as high interest rates;

5. Some platforms require a deposit to be paid before the loan, but nothing happens afterwards; or they charge high "consulting fees", Handling fee;

6. Some students provide guarantees for third-party loans in their own name. When the third party cannot repay as scheduled, the lending company directly requires the student to bear the cost.

How to prevent the risk of bad online loans on campus

1. Establish a scientific concept of consumption, do not blindly follow, do not compare, do not show off, consume reasonably, moderately and rationally; do not pursue beyond your own economic To enjoy material things that you can afford, try not to borrow or shop on online lending platforms and installment shopping platforms;

2. Protect your personal identity information and do not lend your personal identity information to others for borrowing or shopping. Shopping;

3. Improve your awareness of self-protection. When you are in danger or threatened by criminals, learn to use legitimate means or use legal weapons to protect yourself, seek help from parents and teachers in a timely manner, and do not act out of fear of being criticized. Leading to a big mistake;

4. When you find that other students have abnormal consumption behaviors, promptly remind them, and report to the counselor or the college security office if necessary;

5. Cultivate a sense of thrift and self-reliance , create wealth through honest and legal labor, and do not participate in campus online lending platform promotions in the name of "part-time job". Experience on Preventing Internet Fraud Part 2

With the development of the times, the Internet has become closer and closer to people’s lives. While people accept real-life learning, they are also actively learning various knowledge on the Internet platform. Come and share your learning experience, expand your communication scope, broaden your horizons and enrich your knowledge reserve by communicating with others. As teachers, we not only make good use of the existing resources at hand, but also join in online learning. Under this large platform, we learn good teaching methods, improve our own shortcomings in teaching, and also learn from others. Others share what they have done well. While they are making progress, they also help others make progress together and devote all their energy to education.

"Live until you are old and learn until you are old." Whether we were students or now as teachers, we must continue to learn good experiences and advanced knowledge to improve our professional quality and moral quality. During these six months of work, I clearly realized that I still have many shortcomings as an educator.

During this online study, I browsed some good experiences posted by others in the form of replies in the forum, combined them with my own actual situation, carefully summarized them, and raised some of my own questions or some of my own feelings; not only that, By downloading some excellent lesson plans or teaching videos uploaded by others on the Internet, I have the opportunity to learn some good habits and methods of others in teaching, and I have benefited a lot.

In addition to learning, what we also need to do is learn to share. The Internet provides us with a large communication environment, where we can raise the problems we encounter in the teaching process and discuss a good solution with everyone, and at the same time, we can avoid other people from having the same problems later; At the same time, you can also share with others your experience in some good teaching methods, as well as good teaching courseware test questions, etc. During this online learning process, I put forward some of my personal opinions on teaching composition for primary school students, and uploaded some better materials for others to download. I think this is a good way to communicate with others. The Internet has expanded our social circle to China and even the world, giving us the opportunity to discuss and exchange experience methods with all education experts, instead of just limiting ourselves to where we are. school or county. In the new era, we cannot still follow a set of traditional teaching methods. Reform and innovation are the qualities that every teacher should possess in the new era. There is a saying that goes well: "If a teacher wants to give students a bowl of water, he must have a bucket of water, or even an endless source of water." Through studying, I suddenly felt that the pressure on myself became greater. If I want to eventually become a qualified teacher, I must work harder to improve my professional quality, theoretical level, educational and scientific research capabilities, and classroom teaching capabilities. I feel that I still have a lot to learn. Although I have just started my job, I cannot forgive my shortcomings in education and teaching just because I am new, because for students, primary education is only once. As teachers, we must bring the latest knowledge teach them. At the same time, this half-year work experience has also made me understand that as a teacher, I must constantly learn new knowledge, improve my quality in all aspects, and keep pace with the times, so that I can convey the best learning methods and the latest knowledge to students. . Only in this way can we cultivate high-quality talents with courtesy, integrity, self-esteem, self-love, self-confidence and innovative spirit.

This online learning is just the beginning of my use of the Internet to learn. In my later work, I will continue to make good use of the Internet as a platform, learn various resources, and continue to learn to enrich myself and improve myself. I strive to become a qualified teacher as soon as possible. Experience on Preventing Internet Fraud Chapter 3

In addition to professional studies, our students consciously try to contact the society, increase their social experience, strengthen their social adaptability, and at the same time pay attention to safety education and improve their own safety. Be aware of precautions, communicate with school teachers for consultation on unclear matters in a timely manner; in addition, enhance your psychological quality, establish correct values ????and views on money, once an accident occurs, stay calm, pay attention to adjusting your mentality, and communicate with your parents and parents in a timely manner Teacher communication.

Don’t have the mentality of “coveting money”, “getting rich overnight” or “pie in the sky”; pay attention to protecting personal information and do not register or fill in your identity, mobile phone number, bank card number and other private information at will While taking precautions for yourself, actively publicize it to your relatives and friends around you; report to the police promptly if you discover any illegal or criminal activities related to telecommunications fraud. If you fall into a trap set by criminals, take timely measures to minimize losses. If you find you have been deceived, don’t take chances. You should quickly preserve the evidence involved and report the case promptly.

The frequent occurrence of fraud cases among college students has become a serious social problem, and the many problems derived from it are worthy of our reflection and consideration. Thinking.

Summary and Suggestions

Telecom fraud is very harmful. To prevent telecom fraud, we must start from ourselves. The public must not be greedy, not gullible, and relevant departments must take more precautions. Necessary measures are to severely crack down on various telecommunications frauds, increase scientific and technological early warning and crackdown efforts, intensify publicity, make prevention awareness deeply rooted in people's hearts, standardize bank account management systems, and improve legislation to focus on cracking down on telecommunications. Fraud is nipped in the bud. Experience in preventing online fraud Part 4

With the continuous development of the Internet and telecommunications industries, in recent years, false information crimes using phone calls, text messages, and the Internet have become rampant.

Since the beginning of this year, the amount of telecommunications fraud nationwide has reached 700 billion yuan. There are many fraud names and many people involved.

In addition to their professional studies, our students consciously try to get in touch with society, increase their social experience, and strengthen their social adaptability. At the same time, they pay attention to safety education, improve their own safety awareness, and respond to unclear questions. Communicate and consult with school teachers in a timely manner on matters; in addition, enhance your psychological quality and establish correct values ??and views on money. Once an accident occurs, stay calm, adjust your mentality, and communicate with parents and teachers in a timely manner.

Don’t have the mentality of “coveting money”, “getting rich overnight” or “pie in the sky”; pay attention to protecting personal information and do not register or fill in your identity, mobile phone number, bank card number and other private information at will While taking precautions for yourself, actively publicize it to your relatives and friends around you; report to the police promptly if you discover any illegal or criminal activities related to telecommunications fraud. If you fall into a trap set by criminals, take timely measures to minimize losses. If you find yourself being deceived, don’t take any chances. You should quickly save the evidence involved and report the case promptly. The frequent occurrence of fraud cases among college students has become a serious social problem, and the many problems behind it are worthy of our reflection and thinking.

< p> Whether it is real fraud or online fraud, the ultimate core or the most common point of scammers is a word of deception. As long as we strengthen our prevention mentality and effectively implement the "three don'ts": do not be gullible, do not disclose, and do not Transfer money; report the case in time. Experience on preventing online fraud Part 5

Refers to the following 6 forms of fraud that occur when the victim purchases goods on the Internet:

1. Multiple remittances - Scammers force the victim to remit multiple remittances for various reasons such as not receiving the payment or asking for a certain amount of remittance before the previous payment can be refunded.

2. Fake links and fake web pages. ——The scammer provides the victim with false links or web pages, and the transaction often shows that the transaction is unsuccessful, allowing the victim to send money multiple times.

3. Refuse to use the safe payment method—the scammer refuses to use the website for various reasons. third-party secure payment tools, such as falsely claiming that "my own account has recently experienced a malfunction and I cannot use secure payment to collect payments" or "I don't use Alipay because there is a handling fee, so I can give you a cheaper rate" etc. < /p>

4. The scammer requires the owner to pay a certain amount of deposit or deposit before shipping the goods, and then takes advantage of the owner's eagerness to get the goods. Reasonable reasons to induce the victim to make additional deposits

5. Appointment for remittance - a common method of fraud in online purchases of second-hand cars and train tickets. On the one hand, the scammer makes an appointment with the victim to meet at a certain place to inspect the car or give him a ticket. , and asked the victim’s friends to remit money as soon as they received the victim’s call. The scammer used the “Call Anywhere Display Software” to pretend to be the victim and call his friend to ask him to remit money.

6. Use inferior goods as good ones. Counterfeit, low-quality, and cheap knockoff products were passed off as brand-name goods, and the victims continued to complain after receiving the goods.