Isn't ICBC messenger free?

ICBC Express is not free. ICBC will charge a monthly courier fee, the standard of which is 2 yuan.

ICBC Messenger is a service provided by China Industrial and Commercial Bank to send electronic information to your designated mobile phone number or email address by SMS, email or email, including balance change reminder, online banking login reminder and other services.

The balance change reminder service means that when you deposit, withdraw money, transfer money, spend money by credit card or invest in wealth management, as long as the account funds change, you can receive the SMS reminder service as soon as possible to keep abreast of the changes in your account funds.

The courier fee of China Industrial and Commercial Bank means that when the balance in your account (card) changes, ICBC will send a text message to the designated mobile phone. This service fee is the express fee of ICBC, which is paid in 2 yuan every month.

ICBC Messenger is just a general term for a large category of services provided by ICBC. As can be seen from online banking, there are more than a dozen small projects, and the most commonly used service is balance reminder service. This service is temporarily free for credit cards and debit cards, and a one-time fee is charged for passbook and smart card customers according to the monthly 2 yuan. Other kinds of services, no matter what card charges, are subject to the charges on online banking. ICBC's express delivery service is prepaid. The customer determines the use period first, and then pays the fee in one lump sum. If ICBC cancels midway, it will not be refunded.

Corporate customers can customize the balance reminder service for corporate customers belonging to the enterprise through the ICBC messenger function. When the balance of the designated account changes, the designated mobile phone can receive SMS notification.

The characteristics and advantages of the applicable object of the product, the application conditions of the service channel, the operation steps and matters needing attention.

First, the product application object

Enterprises that need to know the change of account amount in time.

Second, the characteristics and advantages

Help customers fully and timely understand all changes in account balance, and fully grasp the capital situation of headquarters and branches in time. It only needs to be set once, and the system will automatically monitor and remind you by SMS for a long time, thus reducing the workload of enterprise financial personnel.

Third, service channels.

Certificate version of enterprise online banking, enterprise telephone banking and enterprise account opening outlets.

IV. Bidding Conditions

1. To use the online banking ICBC Messenger service, the customer must be a voucher customer of China Industrial and Commercial Bank's corporate online banking, log in to the corporate online banking, select "Customer Service-ICBC Messenger" for self-service payment, and then open it in real time.

2. To use the express service of China Industrial and Commercial Bank of China by telephone banking, customers need to apply for registration of corporate telephone banking at the account opening branch of China Industrial and Commercial Bank. After the registration is successful, the customer should dial 95588, and connect with the manual service to apply for opening the express service function of ICBC.

Verb (abbreviation of verb) matters needing attention

1. To use this service, you must pay the express service fee of ICBC. Please refer to the electronic banking charging standard of China Industrial and Commercial Bank for specific fees. If you stop using the service in the future, the fees paid will not be refunded.

2. Account reminder service is a reminder service provided by China Industrial and Commercial Bank through SMS when your account balance changes.

You must ensure that the information such as the reserved mobile phone number is accurate. If the mobile phone number changes in the future, it should be revised in time.

4. If the reserved information is not detailed and accurate, or the information is not received or leaked due to communication or force majeure during the sending process, China Industrial and Commercial Bank will not assume any responsibility.

To use this service, you have to pay the express service fee of ICBC. For details, please refer to the electronic banking charging standard of China Industrial and Commercial Bank.

6. If the customer of corporate telephone banking needs to change the registered mobile phone number of ICBC Messenger, please change it through the telephone banking manual seat.