Bank of Communications mortgage shows that the loan is in preparation.

First, the Bank of Communications mortgage shows that it is preparing a loan.

It means that the loan has been approved, but you haven't got the loan yet. Just wait patiently, and the loan will be given after a while. This kind of prompt is generally faster.

Second, the Bank of Communications mortgage shows that the loan is in preparation?

Bank of Communications loan preparation actually means that the loan applied by customers has passed the examination and approval, and Bank of Communications is ready to issue loan funds. In this regard, customers only need to wait patiently for the loan funds to arrive, and then the Bank of Communications will send a message to inform customers.

3. How long does it usually take for Bank of Communications to lend money?

Bank of Communications mortgage generally takes 40-50 working days to lend.

The basic process of mortgage loan is as follows:

On-the-spot house inspection: loan officers, intermediaries, appraisers, buyers and sellers go to the houses applying for mortgage loans to conduct on-the-spot house inspection;

Property right verification; The property owner and the * * * owner (seller) bring the original ID card and the original real estate license to the Housing Authority for verification and go through the relevant formalities;

Signing: the bank carefully checks and verifies the original information of customers, authenticates the authenticity of all the signatories, supervises the signature of customers, collects the original real estate license and deposit (the specific amount is determined by the buyer and the seller), copies the information, and reminds both parties to handle accounts in the bank;

Fill in the contract: the bank sorts out the information and fills in the contract according to the relevant information provided by the customer;

Payment obligation: after the bank has passed the pre-examination, notify the customer to pay the fee;

Transfer of property rights: the buyer and the seller go through the formalities of property rights transfer with the help of the Housing Authority; The Lender prepares relevant materials to go through the mortgage formalities at the bank;

Bank loan.

Fourth, the Bank of Communications mortgage shows the current situation, and the next step of mortgage registration is to issue loans. ...

Hello, how long has your loan been down? The mortgage registration was presented on June 29, and the loan has not been released so far.