How to use ICBC credit card is the most cost-effective?

How to use the digital credit card of ICBC?

① To apply for ICBC digital card, you can go to ICBC branch with your ID card or call ICBC customer service hotline 95588 to apply for a physical card. You can also apply for a physical card on the mobile app, and the bank will reissue the physical credit card for the cardholder,++remains unchanged.

② In addition, ICBC's digital card does not need a physical card, but can be used through ICBC's self-operated platform (online banking, mobile banking, etc.). ) or bind other third-party payment platforms (Alipay, WeChat, Flash Payment, etc.). ).

③ ICBC digital card generally refers to the virtual card (credit card) issued by ICBC. After users apply for activation, they can be bound to mobile banking or third-party platforms for use. Other functions, such as bill installment, account security lock and rights inquiry, can be operated on ICBC e Life APP. At the same time, it also refers to++digital credit card, which is a virtual card with platinum card level. It is not supported to apply for a supplementary card or handle it in the form of a supplementary card.

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① The online settlement function of ICBC's online banking can enable customers to change the traditional settlement mode of manually filling out paper vouchers and sending them to the bank, and submit safer and more efficient electronic payment instructions online, so that most daily settlement work such as transfer in the same city and remittance in different places can be completed without leaving home, making you more convenient and relaxed, and experiencing the new feeling of online office in E era.

(2), mall functions are:

Answer: command inquiry,

B: The headquarters of a group enterprise can query each completed electronic payment instruction or each uploaded batch instruction file one by one, check the detailed information of the instruction, and determine the status of the instruction, so as to monitor and manage the whole process of filling, approving and voiding the electronic payment instruction.

C: authorization of flow direction combination;

D: online shopping;

E: customer service; Home page customization: customers can choose the home page displayed after logging in to ICBC's corporate online banking, so as to adapt to their own usage habits, reduce the waiting time for logging in, and directly conduct business processing. Customer data management: customers can browse and modify their basic information online, such as contact number, fax, email, company name, legal representative, etc. Online help: when customers encounter difficulties in operation, they can get online operation guidance and help. Customer certificate maintenance: customers can modify the login password of customer certificate offline at any time;

F: financial information;

G: Group financial management mode;

H: service remote monitoring and authorization mode;

I: support business models such as BtoB.

Operating environment: Huawei nova7Pro2.0.0. 168 China industrial and commercial bank 12.6.0.

ICBC Credit Card Use Skills

ICBC Credit Card Use Skills

Method 1: code revocation

If the credit card is used for more than half a year, 4 stars (so-called ICBC swiping stars, which will be explained in detail later), cipher, mobile phone number and savings card are bound with the credit card, and the card below 1 10,000 can be fixed at 5-65438+ 10,000.

SMS withdrawal requires customers to open SMS banking. The specific steps are to enter the online banking, choose electronic banking, register, and then open SMS banking by yourself.

1, SMS banking channel

Take the inquiry business as an example. You can edit CXYE#++ and send it to 95588. According to the prompt, dial 400 1 195588 to verify your identity. You can set the SMS password according to the SMS reply template. After the setting is successful, you can query.

2 Telephone banking channel, self-service, enter 95588 telephone banking, select 1 self-service, 8 customer service settings, 8 SMS banking management, 1 self-service SMS banking, and then register yourself according to the voice prompts. Of course, you can also switch to manual or online banking and mobile banking channels.

Send a text message, 1 ICBC SMS adjustment amount YJTE#++# Currency # Required amount # Password device dynamic password is 95588, which is a permanent amount adjustment.

2. ICBC SMS adjustment line LSTE#++# Currency # Required line # Password device dynamic password is 95588, which is a temporary line adjustment.

This must have a password to operate.

Method 2: Dollar withdrawal method

If it is a dual-currency card, first deposit 100 USD for yourself, and then call customer service to apply for an increase. The reason is to go abroad to apply for an increase in the dollar limit. At the same time, the RMB quota has also been applied for upward adjustment accordingly. US dollars can be directly deposited into the online bank of China Industrial and Commercial Bank. Click on the currency of credit card and US dollar, choose to purchase foreign exchange for repayment, and enter USD 65,438+000 to return the money in the savings card to the dual-currency card and turn it into US dollars. The more dollars you deposit, the more likely you are to succeed. After raising the quota, you can brush it out or exchange it for dollars.

Method 3: brush water to increase the amount.

You can swipe your card many times, such as the small card of 1000. If you deposit a 1000 or 1800 card every day, you can spend it by credit card. If you don't have that much money, you can come to me for pos intensive care. You must get points. Spend money every day. A week, you have to call to apply, saying that you spend a lot and the amount is not enough.

Method 4: Online precious metal trading for cash withdrawal,

Just go to ICBC's online banking, open an account in the wealth management investment column, put in funds, trade in it, pay a little handling fee, and apply by phone several times, saying that I want to operate precious metals, and the funds are not enough, and the amount given is fixed. The specific operation method is to open an online banking U shield and debit card, and then attach the credit card to the savings card online banking. Open a precious metal trading account at the bank counter, then deposit about 3,000 yuan with a debit card, order precious metals, buy paper gold, 3 grams each time, 50 times a day, for 3 days in a row, and call customer service to apply for increasing the fixed amount after 3 days.

Method 5: Provide financial proof.

Providing real estate and automobile products, most customers don't have these, but they are directly related to banks. Because of the relationship, he won't check your documents, so there is a probability of success, but then again, few people have this relationship.

Method 6: The withdrawal amount of Platinum Card is 500,000 yuan.

This must be a platinum card, and the method is to handle it in different places. For example, I used to come from Shanghai. It's easy to get a card with a quota of 500 thousand when you go to Beijing and Shenzhen to get a card.

China Industrial and Commercial Bank Credit Card Activation Process

1 official website activation: log in to ICBC Credit Card Center, select "Online Activation" on the credit card homepage, and then go through the credit card activation procedures according to the page display;

2. Network activation: bring your personal ID card and credit card to the counter of ICBC's business outlets for credit card activation;

3 Telephone activation: Call ICBC Credit Card Customer Service Hotline 95588 or 400-669-5588 to activate the credit card, and follow the voice prompts to activate the credit card;

4 ICBC e-Student APP: Log in to ICBC e-Student APP, find "Card Activation" on the financial page, and activate the credit card.

Extended data:

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/.

The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10.

On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th.

20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1.

20 18 ranked 26th in the Fortune Global 500.

20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd.

2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

In July of 20 19, it was selected as the Fortune Global 500 in 20 19, ranking 26th.

20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19.

On 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th.

20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award".

In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020.

In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th.

On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.

Bank card business

ICBC is the largest credit card issuer in China and one of the most complete credit card issuers.

New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.

At the end of 2007, the number of credit cards issued was 23.38 million, and the consumption amount reached1.61.90 billion yuan, which continued to maintain the market position of paying equal attention to both card issuance and consumption. The credit card overdraft balance was 82,465.438 billion yuan, an increase of 59.5%.

By the end of 2009, the number of credit cards issued by ICBC had exceeded 52 million, an increase of nearly130,000 a year, with an increase of 33%. Not only did it rank first among credit card issuing banks in China, but it also surpassed three world-class credit card giants such as Discovery Card, American Express and First Capital in a year, achieving a perfect "triple jump" and becoming the fourth largest credit card in the world after JPMorgan Chase, Bank of America and Citigroup.

How to activate ICBC credit card?

The customer service hotline has been opened. Users can call ICBC customer service hotline 95588 and activate according to voice prompts.

The due repayment date of ICBC credit card is the last date for ICBC credit card holders to repay the current bill. If the loan is repaid in full before this date, the user can avoid paying interest on the money owed to the bank by this transaction (except for cash withdrawal).

The due repayment date of ICBC credit card is generally 25 days after the bill date (subject to the bill display). ICBC's credit card statement can be revised once a year. At present, the available billing statements include the original number 1 and the new number 19, which are 8-26 digits respectively.

Extended data:

Precautions:

Please keep the card. Do not put the card, ID card and password together or disclose the card password to others. Avoid placing the card near the magnetic field to avoid the card being damaged or scratching the magnetic stripe. Please check whether check card is lost regularly, and don't lend it to others.

If your credit card is lost, please report it through ICBC e Life, ICBC e Bank (mobile banking), online banking, telephone banking or business outlets (electronic cash is not allowed).

After swiping the card, please carefully check the date,++,amount and other important information on the transaction voucher, sign it after confirmation (except visa-free transactions), and keep the transaction voucher.

China Industrial and Commercial Bank of China China Website-China Industrial and Commercial Bank of China Credit Card User Guide

Baidu Encyclopedia-ICBC Credit Card

This concludes the introduction of how to use ICBC credit card and how to use it. I wonder if you have found the information you need?